In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party. Giving more information, the Minister state that Consumer Education and Protection Department of RBI has informed that 98 complaints have been received against WLAs from April 01, 2022 to June 30, 2023. That’s where white-label solutions come in. The ongoing digital transformation in finance has significantly altered how we transact, manage, and perceive money. Decta Limited offers accepting card payments with merchant account, merchant acquiring, service for credit card and payment processing, white-label card issuing and processing services to organizations. Visa® Debit Cards are issued by Unit's partner banks pursuant to a license from Visa U. 21 - $0. Payoneer is a very comprehensive online payment service that offers international transfers and issues MasterCard prepaid cards. Streamline your business’s financial processes now — start for free or choose a suitable tariff plan. Seamless integration with. Building blocks for the perfect card program. It allows for the seamless conversion and. com. A. Payments solutions backed by service power the Primax’s growth engine for clients. Cards Business cards Cards for your business needs Virtual cards Embedded finance feature White label cards Custom branding and features Personal cards IBANs for individual clients. As of October 2021, BlockFi, the world’s first bitcoin rewards credit card, announced that it was on track to hit $2 billion in annualized spend. Push provisioning to digital wallets. 13, 14, 15Lincoln Savings Bank alsoNeobank for Consumers. With a single-integration, our card issuing platform allows you to. EXPERT’S RATING. Our Customized program is a white-label, co-branded card program sponsored by a financial institution, member of Visa or Mastercard, issued on a PCI/DSS processing platform and administrated by an experienced program management and risk/fraud team. Use online virtual cards as an optimal financial. API and SDK for developers allow businesses to integrate our financial solutions into any existing business seamlessly. 99% we offer reliability, flexibility, and scalability. We will advise you on the best pricing model for card program so that it is profitable. 15. White Label ATM Operators in India. Because private credit cards are managed by banks or financial institutions, they offer exactly the. Authorized issuer of Visa and Mastercard. Open accounts with robust KYC and issue physical, virtual, and tokenized debit cards. Check out the latest trends driving the embedded finance industry. What you see today is a tiny fraction of our global vision. It has a global traffic rank of #23063238 in the world. No API integrations required. Choose the design of your debit card. Secondary cards. Open accounts and issue debit cards. g. After you've created the order, you will receive the id of the order in the response. Thanks to Alchemy Pay, we can provide an essential gateway between fiat and crypto transactions. These ATMs accept all domestic debit cards and offer the first. The QR code and NFC are available, making it possible to reach all devices. Our Program API provides the foundation for you to launch, scale and grow your white-label card issuing program. Seamlessly spend digital currencies using your Club Swan card. Personalized solutions for your own needs. Debit cards are used frequently in a wide variety of locations. A virtual card is an optimal financial instrument to instantly pay for goods and services with the most convenient functionality for making cashless payments. 70% faster time to market allow businesses to scale at anytime. Launch in as little as 2-weeks with no coding needed! Other Capabilities. No More Than:White-label debit cards can be customized with your company’s branding and messaging, creating a personalized experience for your customers. Providing white label debit & credit card solutions and Banking as a Service for financial services & institutions. Branded Debit. Control what card features are available to your cardholders. In 2012, RBI gave the authorization to open White label ATMs and in 2013, the RBI started giving licenses. 1. Talk to us to find out more about embedded finance or our other white-label solutions. From email communications to the name of your debit program (BurgerPay?) your customers will be integrated into your branding like never before. 95. The Minister further stated that four authorised non-bank entities are operating White Label ATMs in the country. Designed to enable a wide range of modern payment solutions, the DECTA API offers precise control and full ownership of your white label card program. As your partner, we are committed to your success. White-label solution for crypto businesses allows embedding fiat gateway in your product. These cards offer a unique blend of traditional financial…PQ Portal White-labeled payout and debit card hosted solution. Our Prepaid Card Programs are ready to be white-labeled based on your requirements. What are White Label ATMs (WLAs)? Ans. You know your business needs and what your cardholders want—our white label credit program helps you deliver. What are White Label ATMs (WLAs)? ATMs set up, owned and operated by non-banks are called WLAs. It is a cost-effective offer that combines Thales' security expertise and card. Cardstream is a high-performance Level 1 PCI: DSS-compliant white-label payment processing platform, adding value by offering all major credit card schemes and worldwide currencies. You can start super simple and just order one card for each family member. 3 percent per year from 2015 to 2018. Continue to build your company’s brand with PayQuicker white-label solutions. We deliver fast-scalable white-label solutions to enable and serve financial. Virtual and physical prepaid debit cards, funded with crypto. Financial License Our BaaS partners have all the required regulatory approvals and licenses. White label debit card issuing has become increasingly popular in recent years as more and more businesses seek to offer payment services to their customers. A white label payment gateway is a payment processing service that allows businesses to accept online payments from customers using various payment methods such as credit and debit cards, digital wallets, and mobile payments. White Label ATM (WLA) operators’ charge card-issuing bank fees to provide this facility to the bank’s clients. Support prepaid debit cards. While this might seem small, it is still twice the volume of Discover cards. More on white-label solutions. Global payment solutions tailored for your business. What was the need to allow non-bank entities for. com is 8 years 6 months old. We aim to, together with Cardlay, make it easier for customers to integrate budgets, authorization processes, payments and reconciliation into an automated flow, thus minimizing errors and the risk of fraud, and we believe that Cardlay is a strong partner for that. Payment to Payout Reconciliation. Moreover, there were 45 billion dollars in credit card transactions in the year 2019. The White Label Debit Card Solution A ready solution to reimbursing employee expenses and paying salary is the use of a debit card program. The concept of “white label” credit cards is based on a partnership between a bank and a company, with traditional banks developing and supervising the cards. On the acceptance side. Apto allows you to connect physical or virtual debit cards to any currency, including crypto. Building a banking infrastructure from scratch is expensive, time-consuming, and requires significant resources. After your customers enroll for the services or submit applications, Novae or one of our partners take over. It is a different world today than it was even a generation ago. From a full end-to-end White Label Payment Gateway to modular solutions, covering all your payment requirements in the forever changing payment processing landscape. Email us Call 01675 677315. Payment Processed 2022. Telephone advice in Spanish : +34 91 290 89 59. Label Card Issuing. Please use the link in your welcome email to get started. Americans have adopted digital bank accounts (Learn more about their account preferences in our eBook: The Digital Migration – Growing Share of Banking). 2. Under the current budding trend in the mobility space, transit agencies would be the sole issuers of the EMV-based closed-loop cards–though some agencies are also looking at issuing co. White-label payment processing offers multiple benefits for ISVs or SaaS companies looking to offer payments as part of their integrated solutions. 25€ Cross-border payments (IN/OUT) 25€ Internal payments Free Currency exchange 0. Secondary cards. The Sponsor bank provides the cash facility for the White ATM. Add your brand’s logo to the card and carrier. Maybe that means it doesn’t look very “Wise”. Launching the PURE Technology Community. The bank account must have enough available funds at the time of the payment to cover the amount of the payment, so this is a ”good funds” model. Pervesk white label card solution provides the complete structure for debit card issuance, including payment instruments, software, and technical integration – all under the client’s brand name. In an era where every aspect of our lives is interconnected through a web of digital nodes, it’s no surprise that our financial transactions are also being reimagined and streamlined. But every time an airline wants to issue a new card with a new screening process, limits, or rewards, they have to renegotiate terms with the issuing banks, work out the details, and. Kiple is a VISA Principle Card Issuer in Malaysia offering white label service for prepaid card issuing. By: Geir Holstad. A comprehensive solution enables individuals to “top up” the Pre-Paid and Debit Cards in different currencies and potentially. These cards are used with major credit card companies allowing use world wide. White-label card issuer with global payment gateway and processing solutions for prepaid and debit cards. Increase revenue. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial. Additionally, some white label debit cards may also use a proven JSON web token, which is a type of secure authentication method that can help. Marqeta is the world's first modern card issuing platform. How does white label credit and debit card processing work, and what are the benefits for financial institutions. Self-service. Optimus Cards offers white label card and payment solutions that integrate into new and existing platforms. d) Preserve any captured card that appears “Suspicious” (for example, plain white plastic card, cardboard card or any other card that is unusual in nature) for at least 6 months. Brand Fee: 0. The most flexible card in the world. Issue cards through Connect. That means that the same convenience that Apple Pay users experience can be had through a merchant’s own card program. Optimus Cards is a fully FCA authorised Electronic Money. Bill Pay. MDEX can help businesses reduce day-to-day operational costs, implement innovations quickly, and increase. Schedule a call with ProductFy's team to learn more about credit builder cards, white label debit cards and FinTech platforms, and how you can launch your own white label banking products. We take compliance off your shoulders by handling all KYC, AML, and other procedures, related. Private label prepaid debit card partnerships can provide businesses with a valuable marketing tool to attract and retain customers. Debit Cards Spending Cards. *Subject to card design & implementation. With solid relationships with multiple issuing banks and highly efficient systems, we help our customers to create their own branded prepaid debit card reselling programs. Greenlight – Debit Card For Kids. is the pioneer in providing white label debit card programmes to financial institutions underserved by traditional providers. A crypto debit card is a revolutionary payment method, the use of which significantly simplifies the operation with digital assets when investing in cryptocurrencies. Cards Issuing Free Monthly fee 2 € Withdrawal 2% (min 3 €) Accounts Application processing Free Additional fee for complex entities 100€ Maintenance Free. Real debit cards White label debit cards. Examples of businesses that are using white label card solutions successfully include loan services who use the cards to transfer funds or cryptocurrency exchanges, who may offer debit cards for. White-label cryptocurrency card platforms come equipped with state-of-the-art security features that safeguard your customers’ data, fostering trust and loyalty. Let’s create a strong future for you and your banking customers. This development opens up new capital inroads that will propel users of polygon's DeFi ecosystem to the next level. No lockups, minimums, or other hidden fees. Sometimes called closed-loop EMV, white-label EMV technology has been used by domestic debit schemes and retailers for their private-label cards for years. 4. If you would like to find out more about expense management with Equals Money, please submit your details below to get in touch with an account manager. White label prepaid debit cards are loaded with a set amount of cash and issued by a company or brand. SWISS TECHMAKERS, GmbHGotthardstrasse, 26,6300 ZUG (Switzerland) Telephone advice in English : +41 315 281 7188. White label debit cards have the facility to give integration to all other cards. End-to-end personalized credit, debit or prepaid cards for your specific business needs. Convenience checks. Working with a White Label Payment Processing Provider means buying and selling another company's software under your brand. See how CorServ’s platform features can be leveraged with these card. We’ll work with you to design a program that’s tightly integrated into your business model. Card to card transfers. Non-banks set up and operate White ATMs as per the rules laid down by RBI for using ‘other bank’ ATMs. Card, collateral, and user interfaces can all be white labeled with your brand’s look and feel. 25 trillion, and this volume is expected to reach $9 trillion by 2027, giving us a whopping CAGR of 22%+. 5 billion in 2018 from 4. 760M$. Card issuing API. Our customizable solution allows you to bring distinctive consumer value propositions to life in a way that builds your brand and business. 1-855-646-1390 (Toll Free in the U. Get access to the multi-functional Wallester Business platform absolutely free. Private-label debit cards are a type of payment card used to make purchases, withdraw cash, and link to bank accounts. 760M$. White-label debit cards provide accessibility to a larger population, including those without bank accounts or credit scores. Issuing corporate cards. White Label Debit Cards are accepted in North and South American, Europe and the European Union, the Middle East, Africa, and Asia. Platforms and marketplaces that have large user bases can benefit greatly by offering an e-wallet functionality via deposit. These cards don’t carry the typical Mastercard or Visa logo. Thanks to the specialized virtual credit card app (white label), the Wallet Factory Company allows making easy transfers between cards of different banks. See. With solid relationships with multiple issuing banks and highly efficient systems,. Think cards. 2009. Seize the debit opportunity. White-Label Rewards Mastercard® for your brand at zero cost. The value of these payments increased more rapidly. Offshore companies find the range of card options appealing as the white label debit card can be allied with Visa or MasterCard. Online customer support, statistical data analysis, risk control, and more — all features available on a single platform in real time! White-label card programs, branded payment cards, company mobile app and personalized. The Netherlands) disseminates Getsby Mastercard debit cards issued by the DiPocket Limited (Suite 532, Metal Box Factory, 30 Great Guildford Street, London, SE1 0HS, UK) and DiPocket UAB (Upes st. at the issuer’s secure website. It works like a standard credit or debit card but doesn’t have a credit card network logo (Visa, Mastercard, etc. Paying with debit is preferred among most consumers, and choosing to accept Discover Debit is an opportunity to grow sales and expand your payment options. A. Fully customizable, easy to set up, and no licenses needed. Offer branded Crypto Debit Cards that enable users to spend crypto anywhere VISA or Mastercard is accepted, and move money in-and-out of trading accounts in real-time. Amidst. Order one or more cards for each family member. Check out the latest trends driving the embedded finance industry. As per a report from Business Intelligence, volume on this private label cards increased 17% over the last 2 years, reaching $254 Billion in 2014 (approximately 5% of total card purchase volume in US). Create and issue cards instantly and get branded physical cards shipped in as little as three days. One of the most obvious benefits is the level of exposure that your company gets. Initial Setup Cost: $45,000. White-label debit cards provide accessibility to a larger population. 3Choose the routing and processing option that best meets your program needs – authorization only or au. Usually, managing private label cards involves a lot of operational costs and compliance. White-label card issuer with global payment gateway and processing solutions for prepaid and debit cards. We work with financial institutions,. White label payment is a service offered by some banks and credit card companies to allow businesses to add their own logo and branding to the payment page. Cards can either be physical or digital and accessible via a mobile app. Select from CorServ’s carefully pre-defined card products based on our years of experience, or work with us to create your own card products. Leverage direct deposit and other funding mechanisms so users can start spending immediately. 1. WHITE LABEL CARDS THE ULTIMATE LUXURY BRANDING. However, creating a crypto-loading platform or debit card from scratch can be daunting. 210+ countries. com today. and may be used everywhere Visa debit cards are accepted. The digital currency revolution is here, and with it, the rise of crypto debit cards. Same-Day Deposits are available to merchants on integrated software platforms with a 5:00 pm PT cut-off time for payments processed on WePay. We also have the know-how to help you quickly offer high volumes of dual-currency digital accounts and debit cards with all the features of. Bespoke Cryptocurrency Debit. Launch in as little as 2-weeks with no coding needed! Our Customized program is a white-label, co-branded card program sponsored by a financial institution, member of Visa or Mastercard, issued on a PCI/DSS processing platform and administrated by an experienced program management and risk/fraud team. Process the payment with the Card Processing API by using the Create Wallet Order endpoint. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial. Whether they want to make purchases using credit cards, debit cards, Apple. White label card solutions allow financial service providers to start issuing debit cards without going through the lengthy licencing and development procedures. Designed in partnership with Clay. worldwide. 95! Tutorial. Debit / Credit / Prepaid cards, Physical / Virtual Cards; Consumer / Business cards; Our Benefits Fastest time to the market / Rapid launch;. From a full end-to-end White Label Payment Gateway to modular solutions, covering all your payment requirements in the forever changing payment processing landscape. Virtual and physical prepaid debit cards, funded with crypto. As a customer, one can use these machines just as a regular ATM. What is White label-ATM? Automated Teller Machines (ATMs) set up, owned and operated by non-bank entities are called “White Label ATMs” (WLAs). Accept or enable contactless cards and more. We provide white label debit cards for financial institutions, allowing them to empower their members. These rewards or loyalty points can then be redeemed for discounts, merchandise, or other. Cardstream is an independent provider of payment solutions, giving access to all payment options including credit card, debit card, wallets, Alternative Payment Methods – all. Elevate your brand with Youtap’s white-label digital wallet and companion card solution. Partner with a trusted, global payments leader. They are used to make online purchases, withdraw cash, and link to bank accounts. They provide the banking services to the customers of banks in India, based on the cards (debit/credit/prepaid) issued by banks. These systems are. , cards that can limit spend to certain individuals, teams, merchants, or a time period such as during an event). Get Order ID and Auth Codes. 01. The end-user, your customers, will only see your branding. By offering special benefits, discounts, or rewards associated with the company’s products or services, white label debit cards can create a strong incentive for customers to continue doing business with the company, thereby fostering loyalty. to new destinations. A white label gift card platform is a service that enables businesses to create and sell their own branded gift cards. Step 2 use the administration portal to set up your commercial offering. ). This module is available for EUR 3500 (one-time only fee) and is easily implemented in any current EBANQ system. Leverage Adyen Acquiring to instantly fund your card program. If a debit card program isn’t what you need, talk to us about our White Label Prepaid Card Program , our Guaranteed Profit Prepaid Card Program , or any other type of Custom Prepaid Card Program . Flexible and scalable bespoke debit cards in 60 days*. Because private credit cards are managed by banks or financial institutions, they offer exactly the. Dzing – a B2C NeoBank – a standalone project that was established with a goal to test new functionalities and build rapport within the consumers. We, in turn, will perform regular checks to ensure compliance with the Bank of Lithuania. When white label cards are issued as "co-branded", they can be used anywhere, just like a regular credit or debit card. No green, a pared-back logo. By partnering with a white-label digital. Frequently Asked Questions. Launch a White Label Card Program in Weeks Get Started A Complete Turnkey Card Solution. These. Issue all crypto cards easily with visa and mastercard. Go live with your. The most innovative way to start a cryptocurrency exchange platform with less development cost is to use the best white label cryptocurrency exchange software. Give customers one more reason to keep coming back to your business—start accepting Discover Debit cards today. Age requirement: 6 to 18 years old. eu Rating. One of the most exciting. But have you ever stopped considering how these innovations…Sandeep Nailwal. Plus, earn revenue on every swipe! Hydrogen manages the processor, bank sponsor, card network, and 40+ other processes within our SaaS platform. Salt announced a crypto. Common Bank Application Effortlessly get required bank approvals with a single form. Clients will also have the option of choosing between Visa and MasterCard cards and GBP, Euro or USD currencies. Your competition is challenging because many companies are working on this program and ensuring loyalty to customers. Marqeta is the world's first modern card issuing platform. Alternatively, you can order multiple cards per family member with each dedicated to a specific purpose — like clothing, lunch money, allowance, charitable giving, saving for a vacation, building an emergency fund, etc. What Is a White Label Debit Card? A debit card is a bank card that is linked to your bank account. Accepted. To understand banking as a service better, let’s have a look at a couple of real-life applications. You’ll notice the eco card is light on printed details. Mobile number verification, email address verification and mobile app are required to access all features. prepaidcardswhitelabel. Fully Branded. White label card programs; Embossed and un-embossed prepaid card programs; Full suite of solutions for the un-bankable clientele;Schedule a call with ProductFy's team to learn more about credit builder cards, white label debit cards, and how you can launch your own white label banking products. Same-Day Deposits are available to merchants on integrated software platforms with a 5:00 pm PT cut-off time for payments processed on WePay. Payment to Payout Reconciliation. Freely define your business model and pricing. One partner and all in one. Looking for an issuing bank? Look no further. Points of distribution for debit and prepaid card issuing >40M. Our capabilities are also flexible. A white label debit card program can have many uses including sending out pension benefits. Take advantage of our expanding base of Discover® Debit customers. Payment Processed 2022. Wallester offers to move to a completely new technological level! Issuance of branded VISA cards based on the White-Label model will allow you to expand the functionality of payment instruments and simplify financial processes. Dynamic spend controls Create customized solutions for your customers (e. 95 and have a daily income of around $ 0. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial. Pre-Defined or Custom Payment Card Products. White Label Crypto Debit Cards. Providing your private label offering as a virtual option gives consumers the ability to integrate it into their mobile wallets. Payment platform. Fast and API-driven distribution, so you can implement your app in days. Discover tips on choosing the perfect white-label crypto debit card solution. Non-bank entities are permitted to set up White Label ATMs in India, after obtaining authorisation from RBI under the Payment and Settlement Systems (PSS) Act 2007. Enable them to open an account, make fast and secure payments, get virtual or physical debit and credit cards anytime and anywhere, from the convenience of their smartphone or computer. The concept of white label debit card issuing is relatively simple. 1 Private Label cards are defined as closed loop/RAN type cards processed over VisaNet, an open loop network. CO-BRAND & WHITE LABEL Established, consumer-facing distributors partnered with banks to launch co-branded or white labeled credit cards (and other products). $15,000 Daily transaction limit. No credit checks, no bank account and no minimum deposit needed. When your brand logo is featured on the card, you can raise. Wallester, an Estonian company, is issuing labelled debit cards of high-tech nature and the integration of REST API is of great help to both physical and virtual. White Label Crypto Debit Cards. Initial white label propositions will include co-branded and customisable crypto-friendly debit cards, customised rewards (e. When you choose white-label debit cards from iServeU, you choose all of the following goodies: A Full-Fledged API Solution . This co. No matter your requirements now or in the future, Pismo Cards can support your company’s growth Live Stream Data Use the data better so you can cross sell to your customers in a more relevant way SaaS That Keeps You Running 24/7 Updates right to you, ensuring the platform always runs on the latest technology. VISA credit card is a secure payment instrument and your indispensable assistant in budget planning and in case of unforeseen expenses. Swift Onboarding. HCE wallets for Private Labels. Optimus Cards UK Ltd. com today. Wide Range of Program Settings Card programs can be fully customised to your business needs. Our Program API provides the foundation for you to launch, scale and grow your white-label card issuing program. Integrate card and account payments for anyone selling online. The transaction process in White Label ATM operators consists of a lending bank, a sponsor bank that handles settlements and an ATM network provider. Designing your best-fit solution, you can do business in an open-market economy, start stable fintech operation, or launch a card for travel and entertainment industry. General Purpose Reloadable (GPR) Travel and expense. In this blog post, we’ll explore how. A fringe benefit for the companies and financial institution white label wallets is the chance to strengthen your relationship with clients and provide payments solutions to everyday issues. Companies with a large number of employees, as well as modern gig platforms need reliable, fast, and most convenient payment tools to perform a variety of financial transactions. Not a prepaid or gift card program, But a true private label debit transaction. White-label VISA card issuing company with global payment gateway and processing solutions for businesses and consumers with 0% maintenance costs. This shift has led to the rise of card issuing platforms, which have become an essential component of the banking and financial management ecosystem. Build with our white label gift and reloadable prepaid card solutions. Whether you are a credit company, bank or a financial institution, looking to grow your. When customers see your logo every time they use their debit card, it reinforces the connection they have with your. We enable comprehensive instant issuance portfolios. Co-Branded Card programs – Prepaid Debit Cards and Credit Cards. 2. You can focus on marketing your bank while the BaaS. Digital banking core software platform featuring modularity, white-label apps, and API ecosystem. The Easytransac integration module will allow end-users to fund their EBANQ accounts using all major debit and credit cards. You. 8. Macquarie stopped accepting applications for the Woolies’ and Myer cards amid the economic dislocation triggered by the Covid-19 pandemic in April 2020. Real debit cards. This is a powerful tool for building brand recognition and increasing customer loyalty. 150+. Define authorization rules on card spend, provide ATM access, and. Flexibility; White Label card program Grow your brand visibility and recognizability by launching your own branded cards. All key functions for €0 a month. Along with industry-leading technology and iGaming software providers, we’ll also provide you with expert guidance every single. 04. Take the complexity out of card issuing. When you issue white label debit cards to your business, you can generate a variety of revenue streams. That meant some tough choices. From Wikipedia, the free encyclopedia. 50. White-label debit cards offer a unique opportunity for businesses to drive customer loyalty and increase engagement. You will be able to launch a variety of rewards programs in addition to customer loyalty programs. Our branded debit cards and digital ecosystem are highly customizable, allowing you to incorporate your logo, colors, and design elements to create a unique and cohesive brand experience for your customers. White label debit card issuing has become increasingly popular in recent years as more and more businesses seek to offer payment services to their customers. It was in the Late 80s that the first ATM in India was opened. Designed to enable a wide range of modern payment solutions, the DECTA API offers precise control and full ownership of your white label card program. Get ahead of the competition on Open Banking and offer brand new account-based payments that can be requested and received online, on mobile or by QR code. Simply provide your ramp information and our team can begin the integration process immediately. Kiple is a VISA Principle Card Issuer in Malaysia offering white label service for prepaid card issuing. White label debit cards tailored to commercial customers enable them to easily issue cards to employees, set spending limits, deposit cash, and more. a) White Label ATM and/or Merchant Acquirer (WLAMA): A Non-Bank entity licensed by the Bangladesh Bank as a Payment System Operator (PSO) to deploy, own and operate white label ATM and offer in-store merchant acquiring services such as POS/QR payments. We help you through every step, making decisions to support your goals. Card Schemes. 2% for debit cards. Co-branded credit cards are issued by a financial institution — usually a bank, but it can also be a credit union or fintech company — along with another company, organization or brand. One-stop solution for your fintech project. Schedule a call with ProductFy's team to learn more about credit builder cards, white label debit cards, digital disbursements, white label disbursement platform and how you can launch your own white label banking products. White-label debit cards The private-label debit card programs offer branded cards with the client company’s logo, design, and other customizations. Government payments.