Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. PayPal Cashback Mastercard®. One area where it stands ahead of the Wells Fargo Active Cash. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Though we value Capital One miles at around 1. The difference between Blue Cash Everyday. . NerdWallet's . Are you OK with category spending or do you want a general spending card? General spending card. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate and balance-transfer offer. This card offers $200 cash rewards after spending $500 in the first 3 months. That describes the Citi Double Cash® Card. So great if you want to float several thousand for 15 months putting it in money market instead earning a sweet 4. Lorraine Smithills Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. Typically, when you make purchases on a credit card, you are given a grace period of around 30 days before you owe any interest. 31, 2024. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. The Autograph has car rental CDW and no foreign transaction fees. $0. However, I don't think you should listen to the bad rumors about Wells Fargo. ”. The card also comes with cellphone protection of up to $600 of cell phone. . Best for Automatic 5%. Finally, they cash out at a standard . The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once activated) like. com In head-to-head competition, which of these rewards credit cards wins out? Here’s what. Simply pick up the phone to call Visa Signature Concierge. To learn more, please visit Wells Fargo Balance Transfers. Citi Double Cash vs Wells Fargo Active Cash Review - YouTube In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. This card also comes with no annual fee, and new. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. If you’re considering applying for the Wells Fargo Active Cash card, it’s probably because of the 2% cash back reward. The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new card. would all get 2% instead of 1%. Sign-up bonus: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. Cash rewards cards that earn 2 percent on purchases aren’t unheard of, but the Active Cash card cuts the strings typically attached to that sky-high rate and leads the pack when it comes to. 24% to 28. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. With no annual fee, a decent welcome bonus. It can help you save energy because it reduces the flow of electricity to the bulb, so the. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. Citi Double Cash vs Wells Fargo Active Cash. Capital One Quicksilver Cash Rewards. The Citi Custom Cash Card offers a 0 percent intro APR on balance transfers and purchases for 15 months, followed by the variable APR of 16. This Wells Fargo Active Cash Card review covers the pros and cons of this credit card, including its high cashback rewards and welcome bonus. Meanwhile, the Citi Double. (SUB + 2% of 10K) same spend but double the rewards. 24%, 25. The Wells Fargo Active Cash® Card offers 2%. 1. Credit Cards. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Capital One Spark Cash Plus. Autograph + Active Cash + Grocery card would be really easy and simple cash-back set-up for most people. 8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. Annual fee. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card offers easy, generous and unlimited flat-rate reward on spending with no categories or spending caps to keep track of, Plus a low intro APR offer on purchases. I have had no major issues with using WF cards. The Fidelity Visa's 1% FTF, while certainly not ideal, at least leaves the card as an (effectively) 1% cashback card. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple months conversely The Active Cash is probably better on its own overall, especially due to the SUB. The Citi Double Cash Card is one of the simplest and most valuable credit cards available. Chase Freedom Unlimited®: Best no-annual-fee card. The card has excellent short-term value because it offers a sign-up bonus and a lengthy intro APR offer for both purchases and balance transfers. There are better 2% alternative like the WF active cash with a nice sub. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. The Bank of America® Unlimited Cash Rewards credit card is a no-nonsense card that offers 1. Our Methodology Understanding the value of cash back is simple, but valuing airline miles or points redeemable for travel requires digging a bit deeper. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome bonus for spending just $500 on their card in the first three months. Citi Double Cash: 2% everything. 24% - 29. Tiered cards provide different cash-back rates for different types of purchases. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash® Card vs. 01 in any bank, or you can transfer points to a few airlines / hotels. One of the best cards for online shopping is the Citi Double Cash ® Card where you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12. Gotcha. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. 3. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. ”. Wells Fargo Active Cash vs. However, I don't think you should listen to the bad rumors about Wells Fargo. Wells Fargo Active Cash® Card. Citi Double Cash® Card. It is also possible Wells Fargo cash back options will be less user-friendly than some other cards (i. Other 2% Cash Back Cards. » MORE: Credit cards that earn 2% cash back or more on purchasesA prime choice would be the 2 percent cash rewards rate from the Wells Fargo Active Cash card or the similar Citi Double Cash® Card since it earns up to an unlimited 2 percent cash back (1. Jump to. Never has been a problem with Wells FargoWells Fargo Active Cash® Card;. Best Cash Back Credit Cards of November 2023. Synchrony Premier World Mastercard® * vs. Like the Active Cash, the Citi Double Cash offers a flexible rewards program. 2% flat rate and then 3% on PayPal. I would personally make sure I'm well above that before committing to an annual fee card. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. Wells Fargo Active Cash® Card 3. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. The American Express Blue Business Cash™ Card. 50 spent through Apple Pay would translate to $361. I've got the Amazon card, Amex blue cash. $0. 24% to 28. And they gave the GoRewards offers which may help you save money. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Also Wells Fargo has a $300 checking account bonus right now. There doesn’t seem to be a specific minimum to redeem rewards for purchases or to buy with points. 0% intro for the first 15 months (then 20. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Fidelity Rewards or Citi Double Cash card, is the WF card has auto rental collision damage waiver coverage. The Double Cash card usually offers a small welcome bonus. The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. Wells Fargo Active Cash Card Review 2022. Citi Double Cash. The Wells Fargo Reflect is a good option for cardholders who are looking to consolidate their debt or finance a large purchase. The Citi Double Cash has no SUB. 5% back, though cards like the Wells Fargo Active Cash® Card are raising the bar. With the Wells Fargo Active Cash, the same. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. •. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. When your balance is negative on a credit card, it means you’ve paid more than you currently owe. 3. Holders of the Citi Rewards+® Card and Citi Double Cash® Card can transfer points to a shorter list of travel partners. We'll compare the introductory bonuses, how cashback is earned,. 1 out of 5 rating 133 Reviews 133 Reviews Apply Now. Citi Custom Cash® Card. View community ranking In the Top 1% of largest communities on Reddit. Capital One Quicksilver; Chase Freedom Unlimited vs. Chase Sapphire Preferred Wells Fargo Active Cash. 73. Citi® Double Cash Card vs. $0 . Lyft Pink All Access benefits include 10% off Lux rides, free priority pickup upgrades, cancellation. The $95-annual-fee Citi Premier® Card and Citi Custom Cash® Card are an excellent duo for everyday use. Wells Fargo Reflect® Card. At. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Citi® Diamond Preferred® Card vs. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. 5% cards do. Best for Choice of Bonus Categories: U. The value of a 1. Wells Fargo Active Cash® Card (rates and fees). The Blue Cash Everyday® Card from American Express earns 3% cash back at U. Rewards Rate. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making three debit card transactions within 60 days of account. You will earn unlimited 2% cash rewards on all of the purchases that you make. Application Link. 5 - 5% cash back on purchases. As I noted above, the only real negative IMO is the 3% foreign transaction fee. Use our table to compare your Wells Fargo credit card options and get a sense of which one is best for you. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. You have the right. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. Synchrony Premier World Mastercard. The Active Cash Card offers 0% intro. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits. 24% - 29. Amex Blue Cash Everyday is a better credit card because it offers cash back rewards, as there’s no difference between the cards’ fees or low-interest promotions. Slickdeals. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Annual Fee. It's also best if you need to pay off a high interest credit card. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Thinking of making the new Wells Fargo Active Cash my baseline card and do a product change with Citibank Double Cash to Citibank Custom Cash?…Wells Fargo Active Cash vs Chase Freedom Unlimited 3 /r/creditcards, 2023-04-16, 17:24:09. S. Special Offer. Wells Fargo is stingy on credit limits. CDC which cashback is better2:24 - Annual Fee and Foreig. 24%, 25. Finally, they cash out at a standard . Wells Fargo Active Cash even offers an introductory purchase. Both good cards, both have their uses. It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. Most 2% cards don't have a SUB, while most 1. Citi Double Cash® Card. Earning rates. The Wells Fargo Active Cash is also a Visa Signature card and comes equipped with benefits such as 24/7 concierge service and access to Visa's Luxury Hotel Collection. The only caveat is that there's a $2,500 combined spending limit on the 3% and 2% categories each quarter, after which you'll earn just 1% back. The Wells Fargo Active Cash also lets you redeem your rewards for gift cards in increments of $25, from an ATM with a $20 minimum, or into an eligible Wells Fargo checking or savings account. com purchases. 00 with Wells Fargo Active Cash Card. 6 min read Sep 08. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions. . This is my default cashback combo that I would honestly be happy with using. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. 3. Capital One Quicksilver Cash Rewards. You also don’t have to jump through any hoops to get the full. Chase Sapphire Preferred Wells Fargo Active Cash. While Citi has an APR range, Wells Fargo has three possible rates, depending on your credit. Otherwise, I like WF Active Cash because of the bonus and Wells Fargo's customer service. The Citi Rewards+ is a great complement to the Double Cash and/or the Custom Cash. Citi is better due to points games (rewards+ = 10% bonus) etc. I'm very happy with this change. Wells Fargo Active Cash vs Citi Double Cash . Wells Fargo Active Cash vs. Wells Fargo Active Cash and Wells Fargo Autograph. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. 24% - 29. Skip To Content Toggle Menu Back. Rewards Rate. Bottom line: Don’t use Citi ThankYou points to shop with points at Amazon. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. The Citi Double Cash offers a generous 0% intro APR on balance transfers for 18 months, then. Costco Anywhere Visa Card vs. Those seeking a cash-back card that earns the same great rate on all your spending should look to a card like the Wells Fargo Active Cash® Card. Intro APR of 0% for 12 months from. 5% card. Annual fee: $0 intro annual fee for the first year, then $95. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. 99%. But if you spend $10000 with this new card, you’ll get $400. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. These are solid benefits for a card with no annual fee. Because the Citi Double Cash and Wells Fargo Active Cash cards both earn 2 percent cash rewards on purchases, your earnings potential is the same with both cards. Both cards offer 2 percent cash back on all purchases, but offer different benefits. 24%, 25. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. Using the card for. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. The card earns a flat 1. Aside from the credit card partnership, they actually do own a portion of the company. 5% cash back, a $200 bonus and 0% for 12 months. Citi Double Cash Card vs. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). You must select Apply Now on this page to take advantage of this specific offer. This card is. JS by Jason Steele. Double Cash all day, especially if you have "ecosystems" in mind. Credit. Citi Double Cash® Card. Forbes Advisor evaluated over 100 credit cards in 2023 within their respective categories, including cash-back credit cards, travel cards, flexible rewards cards, business credit cards, student. You need to spend at least $264 a month on groceries for 6% and $95 fee to be better than 3% with no annual fee. Still better than many of its better-known 2% competitors, including the Citi Double Cash, Wells Fargo Active Cash, FNBO Evergreen, Synchrony Premier, (Synchrony-issued) PayPal Cashback Mastercard, all of which charge a 3% FTF. Citi® Double Cash Card. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. S. Based on identical spending inputs, you’ll earn $201. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. A light dimmer is a device that controls the brightness of a light fixture. In this Citi Double Cash Card. Plus, the card’s lengthy. 00 with Wells Fargo Active Cash Card. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the first 90 days of account opening. I have used PayPal bill pay with both my CFF and Active Cash and they work flawlessly with no surcharges. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. 99% variable APR. Synchrony Premier World Mastercard. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. Annual fee: $0. Using this card. - Working and useable interface and app. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. The card. The Citi® Double Cash Card and Wells Fargo Active Cash℠ Card have been designed to offer rewards for all your spending with no complicated category system. So in terms of a SUB, the Active Cash has a better SUB, both in dollar amount and required spend. If you typically receive an annual. Easy-to-earn sign-up bonus. 8 cents each, they can be worth much more when transferred to travel partners. Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. Finally, if you'd rather just earn a high rewards rate on everything, the Citi Double Cash® Card (see rates and fees) might be the ticket. Welcome bonus: Earn a $250 statement credit after spending $3,000 in purchases in. Welcome bonus: None. Main content; Search; Account The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. The annual rewards payout assumes you charge $1,000 each month spread across. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. The Wells Fargo Active Cash® Card carries no annual fee and earns an easy-to-track 2% cash rewards on purchases. However, Chase Freedom Unlimited outpaces Wells Fargo Active Cash with higher rewards rates in. Up to 2% cash back. The Wells Fargo Active Cash® Card is an exception. 01 in any bank, or you can transfer points to a few airlines / hotels. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. This likely doesn't. So that’s 2%. If you’re looking for a good cash-back rewards card, the Wells Fargo Active Cash® Card is a solid choice. Flat-rate cards earn the same percentage on every purchase—typically 1% to 2% cash back on all spending. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. Concierge service, 24/7. Citi Double Cash Card. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. 1. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. Its main quirk is how the card. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. 24% to 29. Active cash is better due to insurance on the card. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta. The Citi Double Cash Card is a great cash-back option with no annual fee. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases and 1% back when you pay off those purchases. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $500 in the first 3 months and a $0 annual fee. . It also earns an unlimited 2%. Don't Which To Choose. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. Rewards: 2% cash back on all purchases for PenFed Honors Advantage. The Wells Fargo Platinum offered a 0% intro APR on qualifying balance transfers for. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20. Wells Fargo Active Cash® Card. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Wells Fargo Active Cash Card. 6. You simply swipe your card and let the cash back rewards pile up. Citibank’s and Wells Fargo’s checking accounts are standard for large, national banks, and both banks offer a sign-up bonus. 84 that could reasonably be charged to a credit card would earn $168. It's also best if you need to pay off a high interest credit card. Now Citi just made it official with the double cash and made it just like the custom cash. Wells Fargo Active Cash® Card;. The Fidelity Card requires a Fidelity account to deposit the money into. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Can also get redeem rewards for cash in $20 increments at a Wells Fargo ATM. Rewards rate. The Active Cash earns 2% cash. See Rates and Fees. Wells Fargo Reflect® Card: Best balance transfer card. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. Best for flat-rate cash back. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. But Citi Double Cash gives 1% cash back on all purchases, plus another 1% back when cardholders pay their Double Cash bill each month. Citi Double Cash; Chase Freedom Unlimited vs. But the Citi Custom Cash Card would. That being said, I don’t use this setup. Wells Fargo Active Cash® Card: Best all-around 2% cash rewards credit card. On the Citi Double Cash Card, you’d earn $100 in cash back for the month on $5,000 in spending after paying your bill in full. Slickdeals. S. S. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1 The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. If Wells Fargo Rewards allowed you to transfer points 1:1 with BILT Rewards, I think that'd be a huge competitor to Chase / Citi / CapOne / AmEx. 2% unlimited cash rewards on purchases; $200 cash rewards bonus when you spend $1,000 in the first 3 months. (Though paying statement balances in full. 2% card, and Custom Cash into a 5. Best for Cash. You’ll only earn 1.