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You can apply to release your cosigner from an open and active loan after you graduate or complete your certificate, make 12 on-time principal and interest payments, and meet certain credit requirements. Beauty & Fitness. Explore our comprehensive Zippy Loan review to discover quick, reliable loan solutions. The maximum rating was given to zippyloan. We would like to show you a description here but the site won’t allow us. Ordered 11/28. ZippyLoan, in an apparent scam to entice unsuspecting borrowers to prepay as a pre-condition to obtaining a 'pre-approved loan. Zippy Loans is a legitimate company that offers short-term loans to qualified applicants. 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