Singapore has handed down prison sentences to two former senior Wirecard finance executives, the first criminal convictions related to the collapse of the once high-flying German payments group. The enhanced portals provide a one-stop shop to file a claim, upload documentation and, for the first-time ever, access real-time status updates. & grow more jobs downtown; new law means that ny –not china- will be among first in line to compete for. Cardholder Customer Service Requests. Advertisement. Two defendants are also on trial in Singapore and must answer for document falsification in connection with Wirecard vanished millions held in escrow accounts. Sep 16, 2022 – 7. 2 billion euros ($3. Supporting the team. Real-time Payments and Global Bank Transfers. 9bn (£1. Wirecard has filed for insolvency, just days after a $2 billion accounting scandal at the company burst into the open, crashing its stock and leading to the arrest of its former chief executive. Our service and commitment to you remain. Then came the admission that almost $2 billion of the company’s funds had gone missing. IMPORTANT: Our Card Services Team will NEVER contact you by phone, email or text message for your card information, like your card number or PIN (if you have one) unless you contact us first. A summary of Wirecard ’s customers in 2017 suggests that just 100 clients represented over 50 percent of its real sales, the Financial Times reported, citing an internal spreadsheet. The Wirecard scandal illustrates how fraudulent activities are often perpetrated by the top executives at a company. Please enter the phone number associated with your account. The fraud came to light when Wirecard was unable to justify €1. Wirecard’s longtime chief executive, Markus Braun, who had always denied wrongdoing, resigned on Friday. Sometimes those interests cleaved to Wirecard’s aggressive expansion plans. Wirecard, once worth €24bn and hailed as one of Europe’s most successful tech start-ups, collapsed in June 2020 after disclosing that half of its €2bn in annual revenue and €1. By Arno Schuetze, Sabine Wollrab and Patricia Uhlig. What should be his first step in creating that plan?, The first step in creating a plan is to develop the plan. As the smoke clears around the Wirecard house of cards, the German fintech “crown jewel” in betting, online trading and porn is found to be backed by shadowy partners, also in Italy. He increased his short bets against the German. 9 billion of company funds that were supposedly held in two Philippine banks was "missing" while the two banks disavowed ever having it. It was James Freis’ first formal day on the job after his start date had suddenly been accelerated by the refusal that morning of Wirecard’s auditors. Wirecard is the German-listed payment processor valued by the market at almost €6bn. Judgment on the matters now moves to KPMG’s top tier. In this article, we explain the Wirecard scandal. The transaction volume rose from €61. Wirecard Forex India Private Limited is a foreign currency exchange, pre-paid card and remittance service provider in India licensed by the Reserve Bank of India as Authorized. At a Glance. JMA's XRAN virtual RAN solution. 7 billion) in debt leading up to its. 9bn (£1. Customer Service JMA Wireless customers have access to a full range of global support services 24 hours a day, 7 days a week. To emphasize again, the two basic theoretical concepts underlying the idea for a firm as a “corporation” are (1) “limited liability” for investors and (2) “entity shielding” for the firm. 04/23/2021. Wirecard's headquarters, raided on 1 July 2020 by German authorities [1] The Wirecard scandal ( German: Wirecard-Skandal) was a series of corrupt business practices and fraudulent financial reporting that led to the insolvency of Wirecard, a payment processor and financial services provider, headquartered in Munich, Germany. 9 billion missing. First Name. While naysayers complained about its opaque corporate and financial practices and raised doubts about its business model. A Wirecard trial is currently taking place not only in Munich. After Wirecard, fintechs face scrutiny. 4 billion euros ($1. The Management Board of Wirecard AG raised its forecast for the fiscal year 2019 to an EBITDA of between EUR 765 million and EUR 815 million (before: EUR 760 million and EUR 810 million). The 3. Streamline processes for growth and efficiency. 8 billion) of debt are most likely lost. Dan McCrum and Stefania Palma, business reporters for the Financial Times, spent years investigating German payments company Wirecard and revealed in a series of articles that the darling of the stock markets and the German tech scene faked its accounts. Wirecard -Aktionäre gehen nach einem Urteil des Landgerichts München I bei der Insolvenz leer aus. 2 billion euros it borrowed are now “in all probability lost”, Leiding said. The remainder of the €900m raised was. It owed €3. Cashier. Name *. According to the KPMG report, Stephan von Erffa, Wirecard’s deputy chief financial officer, was the only manager in Germany named by the EY whistleblower. As a best practice, you should reset. Wirecard General Information. Wirecard Forex India Private Limited is a foreign currency exchange, pre-paid card and remittance service provider in India licensed by the Reserve Bank of India as Authorized Category II Money Exchange Dealer. Skandal! Bringing Down Wirecard. The Peer Review, based on the assessment, identifies a. 31 Jul 2023 01:40PM (Updated: 31 Jul 2023 04:08PM) SINGAPORE: Two men linked to collapsed German payments firm Wirecard AG claimed trial in Singapore on Monday (Jul 31) to charges of falsifying. Wirecard, which was worth $28 billion just two years ago, now has a stock market value of 220 million euros. Protect your dealership and staff from life’s unknowns. Wirecard has filed for insolvency, just days after a $2 billion accounting scandal at the company burst into the open, crashing its stock and leading to the arrest of its former chief executive. Créer un nouveau compte; Demandez un nouveau mot de passeGerman payments firm Wirecard collapsed in June after its auditor EY refused to sign off on the 2019 accounts, following months of investigation into missing 1. 7 billion. Wirecard, a German payment processor and financial services provider, crashed in 2020 after admitting to a €1. In 2008 its accounting practices were criticised, prompting the. Wirecard AG je insolventní společnost poskytující celosvětové finanční služby a technologie se sídlem v Německu. 9bn (£1. On 16 June 2020, Wirecard disclosed that €1. As Bloomberg. The University and JMA Wireless previously announced they expect work to be done ahead of the start of the 2023 football season. 6 billion) they lost when German payments. Your dealership revenue acceleration partner since 1978. The German government examined the possibility of bailing out Wirecard just three days before it collapsed, according to documents seen by Reuters. When it filed for insolvency in June 2020, Wirecard owed creditors billions of dollars, and. German prosecutors allege that a third-party business based in Asia and overseen by Marsalek which was supposedly holding $2 billion in cash. For many drivers, a standard comprehensive and collision auto insurance policy provides only enough protection to cover the actual cash value of a vehicle when it’s damaged or stolen — and that most likely won’t be the full amount you owe on your finance agreement. Jan Marsalek, Wirecard’s chief operating officer, is being sought by German authorities for questioning over the company’s collapse. Payments company Wirecard collapsed in 2020 in Germany's biggest post-war fraud scandal. July 1: Police and public prosecutors raid Wirecard’s headquarters in Munich and four properties in German and Austria as they widen their investigation into the company. North Lane. 2021 brings with it a call to action for regulators to work even more closely with their cross-border cousins and global fintech industry leaders to better ensure we have a healthy and fit for. Four days later he was arrested on suspicion of false accounting and market. Renowned short seller Jim Chanos made almost $100m betting against fraudulent German payments company Wirecard. The ranking of shareholder. Email *. Please enter the e-mail address associated with the account. Markus Braun, the former chief executive, and two other former executives face charges of defrauding creditors of $3. 1999 Wirecard is founded in a Munich suburb, backed by venture capital in the late stages of the dotcom boom. The registered office of two other Wirecard partners, Centurion Online Payment International and PayEasy Solutions, is found in an office building by Manila Bay, in Metro Manila’s city of Pasay. Wirecard, whose products facilitated e-commerce payment transactions, was the rare German startup that seemed primed to become a “global player”—a phrase with special resonance in a country. 9 billion (S$3 billion) of cash, supposed to be in bank accounts in the Philippines, did not exist. 7 billion), Germany has a strong audit and tax consulting market enjoying. Our service and commitment to you remain. Email *. North Lane. Email *. Interview. But, says a senior. The 53-year-old former CEO Markus Braun, who has been in custody since his arrest in. CEO Markus. Dan McCrum: Well they did. Two former auditors of the Irish unit of Wirecard, the disgraced German payments company that collapsed in 2020, have been fined and severely reprimanded by. He resigned abruptly last Friday, June 19, after the company was forced to acknowledge the missing cash. EY says it will spend $500m on new audit technology over the next three years. 5bn) had also been issued, which are unlikely to be repaid. A German court has opened class-action style legal proceedings against accounting firm Ernest & Young LLP (EY) to hear cases from investors in defunct payment company Wirecard AG. JMA's 5G XRAN Shines in Department of Defense Debut. Scholz defended BaFin’s actions in the course of the Wirecard affair, saying it had acted correctly in early 2019 when. To protect yourself please do NOT provide your card information to anyone. Inside Wirecard. On the night of June 18, Wirecard AG’s new compliance chief stayed up late at his office in the company’s low-rise headquarters in the Munich suburb of Aschheim to pore over the payment firm. MUNICH: Germany's mammoth Wirecard fraud trial opened on Thursday (Dec 8), with ex-CEO Markus Braun and two former executives in the dock over their roles in the country's biggest-ever accounting. Alongside Ley, who led the financial services provider’s finance from 2006 to 2017, Wirecard’s former CEO, COO, two board. For 80 years, PFFCU has earned member’s Trust by providing quality financial products at attractive prices, delivered with Service, Value, and Convenience. This rating has decreased by -10% over the last 12 months. The Philippine government is investigating the missing €1. For relevance of the current issues in particularly three different aspects of the business model are to be discussed: First, and this is the original business of Wirecard, the company places itself somewhere into the payment circle of. To appreciate the magnitude of the Wirecard scandal, let’s go through some details: · At its peak, the valuation of Wirecard was USD 28bn which is around half of the famous Enron’s market. Tue Mar 23 2021 - 15:25. Applying these techniques after the fraud was disclosed in 2020 provides evidence confirming suspicious financial information, even though other audit and investigative procedures ultimately uncovered the fraud. The founder and CEO of Wirecard AG resigned Friday (June 19) one day after auditors revealed 1. The only all-USA team has demonstrated a 5G private network 6 months ahead of other DOD 5G Tranche 1 players. Watch all you want. The German chancellor has appeared at a parliamentary inquiry to defend her decision to lobby on behalf of the disgraced banking firm Wirecard in China. Securrency’s Jeff Truitt also pointed out that while Wirecard’s shutdown may have nominally affected the cryptocurrency industry, “Wirecard does not appear to have branched out to service crypto firms in any meaningful way. First name *. 9 billion euro ($2. No convictions against Hans were ever brought. 7bn, an arrest and auditor EY. Our service and commitment to you remain. He was released on Tuesday under stringent registration conditions and a bail sum of five million euros. Jun 16th 2022. In order to prevent clients from facing fraud-driven scandals, it’s important that auditors. Wirecard and me: Dan McCrum on exposing a criminal enterprise. Jan. Wirecard filed for insolvency on Thursday owing creditors almost $4 billion after disclosing a 1. The Wirecard Scandal Explained. 9bn existed were “spurious. 1 billion) hole in its accounts that its auditor EY said was the result of a. MUNICH/BERLIN (Reuters) - Former Wirecard executives go on trial on Thursday, two years after the collapse of the payments company that produced Germany's biggest post-war fraud scandal and sent. Wirecard was forced to admit in June 2020 that 1. Markus Braun tried to woo a senior KPMG partner with an invitation to his luxury ski hut and later threatened to sue the Big Four firm as he tried to water down its special audit into Wirecard, a. 2 billion euros ($3. 9 billion in its accounts. 9 billion euros ($2. I am a. The FT’s coverage on Wirecard: ’. 1 billion) recorded in its accounts “do not exist”. Wirecard’s key ethical failure is. Wirecard's UK arm insisted the problem was "temporary" and progress was being made. Wirecard was a “sloppily done fraud” conceived by a group led by an “absolutist chief executive” bent on creating the illusion that the German payments company was more successful than it. In conclusion, the Wirecard scandal was a major financial scandal that exposed widespread fraud and financial misconduct at a leading payment processor. Last year, the company made a 900. 5 billion euros, or $3. It also means the JMA Dome will have a new seat map and revised capacities for football, men's basketball, women's basketball, men's lacrosse and women's lacrosse competitions. In the end, the collapse took only seven days. Dealership insurance with your best interest in mind. 1bn), amounting to nearly a quarter of the firm’s balance-sheet, that was meant to be held in. We are now North Lane Technologies, Inc. Dan McCrum and Stefania Palma, business reporters for the Financial Times, spent years investigating German payments company Wirecard and revealed in a series of articles that the darling of the stock markets and the German tech scene faked its accounts. As the industry-leading experts in F&I, we’ll help you grow and transform your offerings with future-facing support, including Virtual F&I. He wants to create a plan to accomplish this outcome. Germany’s APAS accounting oversight body said it imposed. Employing powerful,. The ongoing cooperation between Wirecard and FC Bayern Basketball will be on show during the final tournament of the German Basketball League. 9 billion euros ($2. The scandal led to the. Wirecard’s administrator and Munich prosecutors have concluded that they were fake and fabricated to inflate the company’s share price and to help it fraudulently raise more than €3bn from. First, what do we know about the. Their reporting ultimately led to the collapse of Wirecard–the company filed for insolvency in June 2020, owing creditors several billion dollars and disclosing another $1. By Dan McCrum. The onetime up-and-coming digital payment giant was. SINGAPORE: An Interpol red notice was issued on Aug 22 against a former vice president at Wirecard Asia Holding, after he left Singapore before investigations into alleged. Payments company Wirecard collapsed in 2020 in Germany's biggest post-war fraud scandal. JM&A Group | 13,283 followers on LinkedIn. July 2: The head of. 9 billion ($2. German payments company Wirecard was the darling of the nation's fintech industry. 早在2008年，坊間已經就Wirecard的企業管理作出批評。當年，一名德國公司股東協會的理事指出Wirecard的資產負債表出現異常。Wirecard’s chief executive, Markus Braun, was arrested in June 2020, and is on trial in Germany charged with fraud, embezzlement, accounting and market manipulation. ACH and Express ACH. Dealership insurance with your best interest in mind. 9 billion misrepresentation of funds. 1 billion that went missing at the payments company. On June 18th Wirecard’s auditor for the past decade, EY, said that it could not find €1. 7bn) alleged accounting fraud at its. Netflix. In fact, when. The documentary, based on journalist Dan McCrum's book, tells a story of fraud and deceit. Architectural rendering of the interior of the JMA Wireless Dome, illustrative of a future basketball game, as anticipated enhancements continue. Former head of finance at Wirecard Asia, 44-year-old Singaporean Chai Ai Lim, was sentenced by a Singapore court to 10 months' jail on Tuesday for one count of abetting Edo in conspiring to. JM&A Group is committed to empowering dealerships to accelerate growth Improve profitability, performance and build a thriving business for years to come. Wirecard AG is an insolvent German payment processor and financial services provider whose former CEO, COO, two board members, and other executives have been arrested or otherwise implicated in criminal proceedings. Even then, Wirecard might have repaired the situation, as he was willing to start a new job elsewhere and forget about the whole affair. Wirecard announces it will sue the Financial Times. Fraudulent Wirecard would strike back against McCrum and his wife with smear campaigns, lawsuits and surveillance. 8, 2022. Last Name. 9 billion euros of cash on its balance sheet. There will be a flight of stairs located between Gates N and P that lead down to this JMA Wireless Dome Gate E Entrance. Description. Dan McCrum, an investigative reporter for the Financial Times, spent six years questioning the finances of Wirecard, Germany’s moneymaking payments processor. Former Wirecard CEO Markus Braun along with former execs Oliver Bellenhaus and Stephan von Erffa are currently on trial in the country on charges including fraud and accounting manipulation. The FCA has told people affected to contact their card provider. Password Update Notice. Breach of terms or rules will terminate your license to. 1 billion) in cash. Products. But the air of disarray goes well beyond the efforts to. Braun. Bantam Press; 352 pages; £20. Welcome to Onbe! Let's find your destination. Meanwhile, journalists and short sellers who raised questions about the company were accused of collusion. Gill tells Fraud Magazine his story and the lessons he learned from this bizarre journey. An Israeli private detective has been sentenced to 80 months in prison for his role in a $4. It’s a market darling, a fast growing tech stock with a share price which has quadrupled in the last five. 53% of employees would recommend working at JMA Wireless to a friend and 43% have a positive outlook for the business. European investor campaign group Better Finance said on Wednesday it has set up a foundation to help 30,000 investors recover the 1. Password Recovery Provide your username in the format username@jmauser. 9 billion in cash was missing. Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter. Former Wirecard CEO Markus Braun. Joe Brennan. The annual report for the year to March. The 50-year-old executive. 27 June, 2020. Last Name. While the world has been gripped by the global Coronavirus pandemic, a scandal has unfolded that has rocked the finance world. The Munich District Court last week delivered a first-instance verdict in the multi-billion euro Wirecard insolvency 1, that shareholder damages claims arising from (in particular) a breach of capital markets law rank as equity in German insolvency proceedings, behind all creditors’ claims. To protect yourself please do NOT provide your card information to anyone. wirecardclaims. F&I is changing, and dealers that evolve with it will outperform their competitors on conversions and customer loyalty. The stock has lost more than 85% over three trading. Wirecard has been run by Austrian computer scientist Braun since 2002. JMA Wireless has an overall rating of 3. Among other things, Wirecard is a story of failed management, processes, and people. Then came the admission that almost $2 billion of the company’s funds had. 9 billion euros ($2. €, nicht direkt auf ein Wirecard-Konto, sondern als Puffer für Ausfallrisiken auf Treuhandkonten zunächst in Singapur und dann in den Philippinen fließen. Wirecard sues the Singapore authorities, challenging the criminal investigation. Markus Braun is the former CEO of Wirecard, which was once the standard-bearer for the German tech industry. Besides, the company has to inform its website visitors about these changes in its regulations. 0 billion) missing. On 18 June Marsalek was suspended and the next day Markus Braun resigned. It also means the JMA Dome will have a new seat map and revised capacities for football, men’s basketball, women’s basketball, men’s lacrosse and women’s lacrosse competitions. North Lane. He resigned abruptly last Friday, June 19, after the company was forced to acknowledge the missing cash. 9 billion euros from its books, and. Wirecard AG and its fugitive former No. Boost team skills, retention and accountability. Wirecard Founder and CEO Markus Braun was arrested earlier this week on charges of manipulating the market and misrepresenting accounts. 9 billion in cash was missing. Wirecard is what happens: a company at the centre of the biggest European fraud in history. When Wirecard joined Germany's blue-chip Dax 30 share index two years ago it was valued at €24bn. SoftBank has come under renewed scrutiny about its investment strategy — but this time it’s about one of the Japanese tech conglomerate’s lesser-known bets. Phone number. Wirecard, the report said, provided KPMG with an opinion from a separate advisory firm stating that the approach to cash was appropriate. Then on Friday, the German. German payments giant Wirecard has denied wrongdoing after a new report on its accounting practices. Subscribe to newsletters Subscribe: $29. 1 billion scandal, but it’s not yet clear as of 2022 whether the missing $2. 1 billion resulted from asset misappropriation or financial statement fraud. 9b) were missing from its balance sheet. October 2020. 1 billion) in cash — probably never existed. 07 Sep 2022 04:22PM. Jan Marsalek, Wirecard’s chief operating officer, is being sought by German authorities for questioning over the company’s collapse. Dealer Source is a secure and convenient way to stay connected with JM&A Group and grow your dealership. It also describes the most recent developments on the basis of information available in the public domain. Wirecard disclosed a €1. Among many lessons, this disaster has revealed major gaps in audit regulation and accounting enforcement in Germany and. Upstart payment firm Wirecard wowed the financial industry with its runaway success — until a tenacious team of journalists exposed massive fraud. Message. in Frankfurt. Wirecard UK & Ireland’s revenue ballooned by almost 250 per cent over the following eight years, to €250. For 80 years, PFFCU has earned member’s Trust by providing quality financial products at attractive prices, delivered with Service, Value, and Convenience. Surveillance, spear phishing and missing billions. Wirecard (WCAGY) delayed the publication of its 2019 financial results on Thursday, saying its auditors couldn’t account for €1. Joe Brennan. Thu Apr 27 2023 - 11:08. Wirecard was founded by Austrian Markus Braun, who until Friday served as chief executive. Balance customer expectations, sales and service goals while managing a top-performing team. Wirecard again posted strong growth in the past fiscal year. In the public imagination, Wirecard was Germany’s biggest tech company success story – a €24 billion high-growth payment processor doing deals across the globe and pioneering new technologies. It owed €3. Given his significant role in the company’s downfall, Gill offered valuable. DE> collapsed in June after its auditor EY refused to sign off on the 2019 accounts, following months of investigation into missing 1. The comments came after the prosecutors. Braun denies wrongdoing. Wirecard AG is an insolvent [4] payment processor financial services provider whose former CEO, COO, two board members, and other executives have been arrested or otherwise implicated in criminal proceedings. 9 billion ($2. The headquarters of Wirecard AG is seen in Aschheim near Munich. Wirecard, a once high-flying payments group, collapsed into insolvency this summer after €1. Please enter the phone number associated with your account. Jedoch sollte das mit den Drittpartnern in Asien verdiente Geld, zuletzt angeblich 1,9 Mrd. Instead, Gill said, “they tried to destroy me, manfully. Business Development Specialist. Welcome to the wild tale of Wirecard, a scandal that hoodwinked an industry and shocked a nation. CNBC/Getty. 1 billion) were missing from the German payment processor’s accounts, The Wall. Password Update Notice. First Name. Mr Braun and Mr Marsalek assured on several occasions that the €440m from the Philippines was just about to arrive. 7 billion, through false accounting from 2015 until Wirecard collapsed in June. Every single. 5 billion, said its survival was not assured, sending its battered shares below €2 Friday from over €100 a week ago. Among victims of the fraud were banks that had provided credits of 1. Das Treugut sollte den Drittpartnern – namentlich Al Alam Solution (Dubai), PayEasy. Mot de passe *. It was early 2018 when Jan Marsalek, the young chief operating officer of German fintech champion Wirecard, held a meeting in his palatial home in Munich to talk about a. to Syncapay, Inc. Overnight, the mild-mannered American was. (###) German payments company Wirecard was the darling of the nation's fintech industry. But he was unexpectedly called in early to assess a grave situation: $2 billion had vanished from Wirecard’s balance sheet and the auditors were refusing to sign. 9 billion ($2. Germany's finance minister Olaf Scholz was criticised by lawmakers for bungling oversight of Wirecard, according to a draft report of a public inquiry into Germany's biggest post-war fraud scandal. Burkhard Ley, former CFO of Wirecard AG, an insolvent German payment processor startup, has been released on bail after spending more than three months in custody, Munich prosecutors said Monday. Wirecard fell as much as 50% and traded 38% lower at 12:35 p. F&I is changing, and dealers that evolve with it will outperform their competitors on conversions and customer loyalty. reference drug program proton pump inhibitors (ppis) section 3 – diagnosis for requested medication gastroesophageal reflux disease (gerd), or reflux esophagitis, or duodenal. German payments firm Wirecard <WDIG. 9 billion ($2. 9 billion-euro ($2bn) hole in its accounts in June 2020. The massive fraud trial against Germany's disgraced fintech giant Wirecard opened in Munich on Thursday, two and a half years after the company's collapse. Wirecard, a German digital payments company, filed for bankruptcy in June after disclosing that €1. Reuters. 5. Large parts of its outsourced activities in Asia, where the group said it relied on. Dan McCrum recounts his battle to expose the truth about the tech firm. 22. Germany's accounting watchdog on Monday handed the 2016-2018 auditor of Wirecard, named in the company's annual reports as EY, a 500,000 euro fine ($541,650. First Name. Prosecutors there name five. With Wirecard, Markus Braun and Jan Marsalek weaved an opaque network of subcontractors and third-party providers behind which they could hide: “Of course, you don’t just start out and invent €1. But, says a senior. 3 billion) supposedly held in trust accounts didn't exist. Dubbed the “ Enron of Germany ,” Munich-based Wirecard AG reportedly owes creditors 3. Under the real estate tax break agreement, JMA will make payments totaling an estimate $647,000 over the 15 years. The firm's operations are organized in three segments: Payment Processing and Risk Management, which offers electronic payment processing services; Acquiring and Issuing, which issues credit cards and. Wirecard is now offering omnichannel solutions in Australia and e-commerce services in New Zealand Wirecard is leveraging on the accelerated growth in the digitization of payments in this regionWirecard’s management said this would not be a problem. Aviram Azari. Wirecard filed for protection from creditors through insolvency proceedings last year after admitting that 1. 9 billion euros ($2. Tuesday’s IDA meeting included a public hearing on the request for financial. Today, Wirecard is fighting for its survival as its Founder and former CEO Markus Braun resigned after auditors revealed that 1. Introduce yourself -> HM introduce himself and tell you something about their team -> Ask HM Questions (I asked team structure, team culture, working location, and projects I may involve)-> Finish.