Personal Line of Credit. For more information on Trusted Contact Persons, please see our Investment Companion Booklet. This account includes the following, for which additional charges. For your reference, we have highlighted in the box below some of the important terms found in this Companion Booklet that affect your rights and. Customers of Scotia Securities Inc. You can provide stop payment instructions. (including the Scotia iTRADE and Scotia McLeod businesses) and Scotiatrustreceived a completed copy of Scotiabank GIC with Flex Fact Sheet. DEFINITIONS YOU NEED TO KNOW In this booklet, we use a few terms to make it easier to talk about ourThe interest rate payable on the cash portion of this account is Scotiabank's posted rate which can be found here. Scotiabank Investment Companion Booklet. Back to . 4 King Street West, 12th Floor. Scotiabank Investment Companion Booklet A note about dealers A dealer is a company that manages the operation of your account on your behalf. › if the law requires your consent to make the. You agree to be bound by all of the terms, conditions and other provisions in this Fact Sheet and those terms, conditions and other provisions in the Investment. Pages 55 ; This preview shows page 15 - 17 out of 55 pages. It contains important agreements, the terms and Scotiabank Investment Companion Booklet A note about dealers A dealer is a company that manages the operation of your account on your behalf. The Scotiabank Savings Accelerator Account may be opened within the following registered investment accounts - TFSA, RRSP, RESP, RRIF and RDSP. A Home Financing Advisor is a mortgage specialist who provides comprehensive mortgage advice. Section 1. risk, consider the Scotiabank Index Powered GIC. 1. Click the New Document button above, then drag and drop the document to the upload area, import it from the cloud, or using a link. ii. Earn more interest when you lock in your funds with this secure investment. . Your privacy is important to Scotiabank. Please read this Personal Credit Agreement Companion Booklet (“Booklet”) carefully. We’re making some changes to our Investment Companion booklet. $100,000. Welcome to Scotiabank. those terms, conditions and other provisions in the Investment Companion Booklet that relate to your Scotiabank Index Powered GIC. 4 King Street West, 12th Floor. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. D. Additional Details. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. The bonus interest rate (The “Bonus Rate”) applies to New Deposits (defined below) made into an eligible Scotiabank Savings Accelerator Account (“SSAA”) between August 14, 2023 and January 31. Increase your cashflow with interest income. Guaranteed Investment Certificates (GICs) A worry. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. Fees, Performance and the difference Advice can make: Client Relationship Model - Phase 2 | Scotiabank SSI Dealer and Management Expense Fees: Understanding fees and expenses | Scotiabank Canada BNS Investment Account Fees: Investment Companion Booklet - April 2022 (scotiabank. That two-year GIC is a Scotiabank Personal Redeemable GIC and. Scotia Smart Investor via Advice+ ;. Table of Contents Introduction. Withdrawal. Apply now Book an appointment. If the Account is opened on a statutory holiday or Sunday, the Bonus Rate Period will begin on the first business day after the Account is opened. A note about dealers A dealer is a company that manages the operation of your account on your behalf. See Day-to-Day Banking Companion Booklet for Personal Basic Banking Plan account fees. Companion Booklet September 2020 . With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. Fees, Performance and the difference Advice can make: Client Relationship Model - Phase 2 | Scotiabank SSI Dealer and Management Expense Fees: Understanding fees and expenses | Scotiabank Canada BNS Investment Account Fees: Investment Companion Booklet - April 2022 (scotiabank. In fact, it all comes down to your preference as to how you want to do your5. Doc Preview. Select the I have read, understand, and agree with the GIC Terms and Conditions, the Investment Companion Booklet and the other agreements listed above/strong>. We’re making some changes to our Investment Companion booklet (ICB). No Charge. investment companion bookletINVESTMENT COMPANION BOOKLET JANUARY 2023. We have two dealers to. Do you want to know more about your day-to-day banking options with Scotiabank? This PDF booklet provides you with detailed information on account features, fees, services, and benefits. So, what’s in this booklet 1 Personal Credit Agreement Companion Booklet Your loans and/or your request for credit accounts have been approved! The Scotiabank Personal Credit Agreement you’ve just signed is your promise to pay that loan or credit account. Please read this Business Banking Services Agreement (“Booklet”) carefully. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentrisk, consider the Scotiabank Index Powered GIC. and The Bank of Nova Scotia. This booklet is regularly updated; a current version is available from any Canadian Scotiabank branch or online at 1977210 (09/11) estment Companion Booklet September 2011 17900 Covers 7/14/11 10:08 PM Page 1 SSI offers a range of accounts including registered saving accounts registered from FINA 110 at Centennial College We’re ready to give you advice. Scotiabank and Trust, ScotiaMcLeod and authorized dealers. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentIt is available on all bank accounts except Getting There Savings Program for Youth, Scotia U. Preferred Package. If you open an account with The Bank of Nova Scotia as your dealer, you may hold cash, Minimum investment amount. Identified Q&As 1. Power of Attorney Information 1356010 (04/18) | pdf : 486. It contains important agreements, the terms andinformation, please refer to the Investment Companion Booklet. J Telephone/Fax/E-Mail Banking Agreement 61. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentcopy of the Investment Companion Booklet. Companion Booklet December 2017 1227114 (12/17). 1 So what’s in the booklet. Download Scotiabank - INVESTMENT - COMPANION BOOKLET. risk, consider the Scotiabank Index Powered GIC. Any time during your term 2. 1 So what’s in the booklet. Scotiabank Investment Companion Booklet A note about dealers A dealer is a company that manages the operation of your account on your behalf. The current posted rate on any day can be found under Investment Cash. Dollar Daily Interest Account, Scotia Euro Daily Interest Savings Account, Scotia Power Savings Account and the Money Master Savings Account. At Scotiabank, we are committed to the highest standards of customer service, in fact, Scotiabank is a recognized leader in customer service amongst financial institutions. Total views 100+ Centennial College. We have two dealers to serve you: The Bank of Nova Scotia and Scotia Securities Inc. Please read this booklet carefully. June 10, 2021. Help Centre. Part 4 Types of Accounts for Your Investments The following language has been added under Scotia Registered Accounts: Scotia First. ; Within two months complete two of the following: i. 23. Make any changes needed: add text and images to your Scotiabank personal credit agreement companion booklet. Doc Preview. Investments Investment in securities involves various costs, such as commissions, taxes (e. Preferred Package. This Booklet is a companion document to your Personal Credit Agreement (as defined below) and forms part of your Personal Credit Agreement. View full document. Scotia Smart Investor via Advice+ ;. The current posted rate on any day can be found under Investment Cash. • You will monitor your account and holdings and inform us if you would like to initiate any changes. We have two dealers to serve you: The Bank of Nova Scotia and Scotia Securities Inc. Other information about your Scotia Investment Account is available in the Investment Companion Booklet, accessible via link near the end of this application. 2-step verification. 2 Introduction Scotiabank Investment Companion Booklet. Notice of changes - Investment Companion Booklet. For more information contact 1-800-4scotia (1-800-472-6842) or check in You’ll also receive a ScotiaCard banking card. If you open an account with The Bank of Nova Scotia as your dealer, you may hold cash, The interest rate payable on the cash portion of this account is Scotiabank's posted rate which can be found here. Scotiabank Investment Specialists; Regulatory disclosures; Wealth management; Investment account fees; Tools. AdmiralFire7350. information about your Scotia Investment Account is available in the Investment Companion Booklet, accessible via link near the end of this application. . Popular questions. Investment Companion Booklet May 2018. We reserve the right to verify with the issuer any identification you present. Refer a newcomer to open a Scotiabank account under the Scotiabank StartRight. Certificate (GIC) from a participating Canadian financial institution, in the amount of $10,000 CAD to cover living expenses for your first year in Canada and evidence of payment for your tuition. View full document. Developing and implementing security enhancements to further protect Scotia OnLine information. No Charge. 2 Scotiabank Members include: Scotia Capital Inc. Resolution section of this Companion Booklet. risk, consider the Scotiabank Index Powered GIC. This Agreement may be amended from time to time. 30% (the “Bonus Rate”) will apply to deposits made to the Account for 3 months (90 days) from the date the Account was opened (the “Bonus Rate Period”). Get started with Scotia Smart Investor. chevron-left chevron-right. . Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investment5. chevron-right. EST. • You authorize Scotiabank to send you the GIC confirmation to the personal email address you have provided in this application form following the successful purchase of your GIC. Do you want to know more about your day-to-day banking options with Scotiabank? This PDF booklet provides you with detailed information on account features, fees, services, and benefits. $3,000 into any one of your new Eligible Registered Account (s) Either an Eligible RRSP or Eligible TFSA. investment companion booklet We’re making some changes to our Investment Companion booklet. investment companion bookletnot a member of Scotiabank. $3,000 into both a new Eligible RRSP and a new Eligible TFSA (for a total minimum of $6,000 combined) Both an Eligible RRSP and an Eligible TFSA. INVESTMENT CO M PA N I O N B O O K L E T MAY 2020 Part 1 Introduction 1…Resolution section of this Companion Booklet. Youre protected 9 scotiabank investment companion. Table of Contents Introduction. Please read this Personal Credit Agreement Companion Booklet (“Booklet”) carefully. sales taxes and withholding taxes and/or other taxes applicable to securities of non-Canadian issuers), and custody and accounting charges (including charges per trade in certain markets). The Investment Companion Booklet and Terms & Conditions includes important information about our products, services, and fees. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentGet a comprehensive list of fees monthly record-keeping, ABM services, general & optional fess, cheque additionally payment processing fees, and other bank accounting related fees. Toronto, Ontario M5H 1B6. The Overdraft Protection Agreement is provided on page 59 of this booklet. At Scotiabank, we are committed to the highest standards of customer service, in fact, Scotiabank is a recognized leader in customer service amongst financial institutions. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. Information about charges and fees, including monthly and annual account fees, is provided in the Day to Day Banking Companion Booklet (for deposit Accounts); in the document called “Your Guide to Fees and Interest Schedules” provided with the Business Banking Services Agreement (for business Accounts); in the Personal Credit Agreement. Building your RDSP. Book an appointment now. The interest rate payable on the cash portion of this account is Scotiabank's posted rate which can be found here. $5,000 for monthly payouts. Scotiabank Investment Companion Booklet A note about dealers A dealer is a company that manages the operation of your account on your behalf. For information on how your investments are performing, any associated fees or charges that are collected, you can refer to your December 31 Personal Portfolio Statement (PPS). Current. 9. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentLearn about the terms and conditions of your personal credit agreement with Scotiabank, including your rights and obligations, fees, interest rates, and security. Power of Attorney Information 1356010 (04/18) | pdf : 486. 5. Purchasing Your GIC Upon your arrival in Canada, you will need to visit a Scotiabank branch of your choice to open a personal deposit account and to purchase the GIC. For more information contact 1-800-4scotia (1-800-472-6842) or check in You’ll also receive a ScotiaCard banking card. Pages 51. This booklet covers topics such as account types, fees, transactions, statements, and more. $11. Guaranteed Investment Certificates (GICs) A worry. Therefore, an investment in a Scotiabank Market Linked GIC is only suitable for investors prepared to assume risks related to the return. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. Stock market indices have, in the past, experienced significant movements. This Booklet is a companion document to your Personal Credit Agreement (as defined below) and forms part of your Personal Credit Agreement. We are very proud of that reputation, but what is most important to us is that you are completely satisfied. Scotia Smart Investor via Advice+ ;. SSI has procedures in place to handle written or verbal complaints received from customers in a fair and prompt manner. These pages will help you to better. Part. Companion Booklet September 2020 . Call us at 1-866-833-1707 Call us at 1-866-833-1707. In fact, it all comes down to your preference as to how you want to do your banking, along with the number and type of transactions that you make every month. For loan products , the agreement outlines the amount of the loan, the payment amountsBusiness Investment Account product page available at For additional questions, please contact your Scotiabank representative. Open a new Ultimate or Preferred Package account between November 1 st and February 29 th, 2024. 2. Subject to credit approval, your credit limit will be increased in each year of your program by as much as the “Maximum credit limit per year” amount. Information about charges and fees, including monthly and annual account fees, is provided in the Day to Day Banking Companion Booklet (for deposit Accounts); in the document called “Your Guide to Fees and Interest Schedules” provided with the Business Banking Services Agreement (for business Accounts); in the Personal Credit Agreement. Part 14 Scotiabank’s Privacy Commitment. DEFINITIONS YOU NEED TO KNOW In this booklet, we use a few terms to make it easier to talk about ourSSI offers a range of accounts including registered saving accounts registered from FINA 110 at Centennial CollegeThe Investment Companion Booklet includes important information about our products, services, and fees. Information about charges and fees, including monthly and annual account fees, is provided in the Day to Day Banking Companion Booklet (for deposit Accounts); in the document called “Your Guide to Fees and Interest Schedules” provided with the Business Banking Services Agreement (for business Accounts); in the Personal Credit Agreement. For information on how your investments are performing, any associated fees or charges that are collected, you can refer to your December 31 Personal Portfolio Statement (PPS). 1 With STEP, you’re in control. 99% on cash advances. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. COMPANION BOOKLET JANUARY 2023. ®. $11. $100,000 for terms less than 30 days. Scotiabank with evidence to the contrary within 60 days of the date of a disputed transaction. Make one eligible bill payment of at least $50 (like a car payment or a cable bill payment) with online or mobile banking; Set up and clear at least 2 eligible separate. For GIC rates and term options click here . The current posted rate on any day can be found under Investment Cash. 1 Welcome to Scotiabank. COMPANION BOOKLET. • You will review each trade confirmation, account activity report, statement of. At Scotiabank, we are committed to the highest standards of customer service, in fact, Scotiabank is a recognized leader in customer service amongst financial institutions. Effective August 14, 2023, the Scotia First Home Savings Account is available to eligible Scotiabank customers | pdf : 114 KB. If you have any questions, please contact your. 1. Here's what those terms mean. Learn about GICs. Some of them are Scotiabank Personal Redeemable GIC's that pay a reduced rate if redeemed before maturity. Scotiabank Servicing branch number and name 80002 SCOTIA PLAZA Servicing branch phone number (416) 866− 2 of 2 What you agree to when you sign this form By signing here you acknowledge having received and read the Investment Companion Booklet including important information about this formalso means all of the Scotia Investment Accounts and/or Scotia Registered Accounts (both as defined in the Investment Companion Booklet) held by you, either solely or jointly with others, at Scotia Securities Inc. Information About Your GIC. GICs will always be considered safe-haven investments for your portfolio. Guaranteed Investment Certificates (GICs) A worry. It helps making the transferring of your assets after you pass away as. 1/11/2023. $500. For product details and terms and conditions, please see the Investment Companion booklet available at all Scotiabank branches or at Savings. . D. Other information about your Scotia Investment Account is available in the Investment Companion Booklet, accessible via link near the end of this application. Scotiabank reserves the right, at its sole discretion, to suspend, modify, limit or revoke this Offer at any time including, without limitation, amending the time periods for eligibility and. g. Section 1. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. If you open an account with The Bank of Nova Scotia as your dealer, you may hold cash,By working together, you can help us protect your financial and personal account information. pdf - Scotia® Investment Account. Find out how to manage your day-to-day banking, access your account information, and enjoy various benefits and rewards. 29 30 DAY-TO-DAY COMPANION BOOKLET For more information For details, please see the Investment Companion booklet at a Scotiabank branch or . DEFINITIONS YOU NEED TO KNOW In this booklet, we use a few terms to make it easier to talk about ourInvestment Companion Booklet For questions, please contact us collect for free at: 416-288-3062 and a Scotiabank representative will be happy to help. Online appointment booking. If more than one person holds the account If the account has multiple account holders, any. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. . com) Last updated January 10, 2023. While the Scotiabank Passport Visa Infinite Card’s grocery and travel rewards rates seem respectable, the total capped earnings possible for cardholders are lacklustre. 6. Have a question? We have an answer. Personal Financial Services Agreement and Personal Credit Agreement Companion Booklet September 2020Book an appointment with a Scotia advisor. Effective August 14, 2023, the Scotia First Home Savings Account is available to eligible Scotiabank customers. On October 1, 2019, the Basic Banking Plan will be changing to the new Basic Plus Bank Account. Study Resources. Book an appointment. Choose from Individual and Family Plans and start saving today. risk, consider the Scotiabank Index Powered GIC. The Scotiabank Market Linked GIC is designed for those who: (i) are prepared to hold their investment until maturity, (ii) wish to potentially earn a higher return than traditional fixed rate investments, (iii) are willing to accept the risk of earning only the Minimum Guaranteed Return, and (iv) want the Principal guaranteed. Scotiabank Investment Companion Booklet Carry-forward grant and bond entitlements Effective January 2011, you can request payment of any unclaimed government grants and bonds from the previous 10 years, starting from 2008, the year Registered Disability Savings Plans (RDSP) became available. Registered Education Savings Plans help to save towards a child's post-secondary education. Please read this booklet carefully. Student at Punjabi University. risk, consider the Scotiabank Index Powered GIC. To qualify for the Monthly Account Fee for the first year, open a new Scotia One ™ Chequing Account under the StartRight ® Program (the “Account”). Pages 100. Choose from Individual and Family Plans and start saving today. Being aware of the types of fees that could be charged can help you prepare for, plan for, or prevent potential fees. We are very proud of that reputation, but what is most important to us is that you are completely satisfied. We then explain terms unique to each type of loan product and credit account. Effective October 3, 2023 | pdf : 96 KB. We’ve listened to our customers’ voices, and at no extra cost, we’re increasing the number of free Interac e-Transfer† transactions1 per month included in this account. Your privacy is important to Scotiabank. We’re making some changes to our Investment Companion booklet (ICB). Who current posted rate upon any day cannot live found under Investment Cash. 1 Part 1 Introduction. A note about dealers A dealer is a company that manages the operation of your account on your behalf. At Scotiabank, we are committed to the highest standards of customer service, in fact, Scotiabank is a recognized leader in customer service amongst financial institutions. Purchasing Your GIC Upon your arrival in Canada, you will need to visit a Scotiabank branch of your choice to open a personal deposit account and to purchase the GIC. (“SSI”) who are not satisfied with an investment product or service have a right to make a complaint and to seek resolution. If such a right is by law[independent][transferable only with a new act of transfer], the assignor is obliged to transfer the proceeds of this right to the assignee. 3 Section 1. Your RRSP can contain a variety of investments, such as cash, mutual funds,. . This Booklet is a companion document to your Personal Credit Agreement (as defined below) and forms part of your Personal Credit Agreement. The current posted rate on any day can be found under Investment Cash. The GIC confirmation will include. m. † The applicable interest rate is established upon approval of your account, and is subject to change as provided in the Personal Line of Credit Agreement section of your PCA Companion. Scotiabank supports a wide variety of investment tasks throughout digital channels, whether you're using online banking or Scotia iTRADE. Scotiabank with evidence to the contrary within 60 days of the date of a disputed transaction. Investment - Scotiabank · such as Scotia GICs or mutual funds. It starts with a simple conversation. Registered Education Savings Plans help to save towards a child's post-secondary education. You agree to be bound by all of the terms, conditions and other provisions in this Fact Sheet and those terms, conditions and other provisions in the Investment. 41 Scotiabank Investment Companion Booklet Ownership – In Trust for If an account has been opened as “In Trust For”, we will only take instructions from the account holder or holders named in the signing arrangement for the account. Disclosure and agreementsDisclosure and agreements 7170 (JTWROS), you agree jointly and severally that each of you is entitled without notice to any other person to give us instructions and provide information for this account as if you are the sole owner of the account, unless the signing authority. $150. Call us at 1-888-777-4614. Fees, Performance and the difference Advice can make: Client Relationship Model - Phase 2 | Scotiabank SSI Dealer and Management Expense Fees: Understanding fees and expenses | Scotiabank Canada BNS Investment Account Fees: Investment Companion Booklet - April 2022 (scotiabank. Guaranteed rate of return. Scotiabank Index Powered GICs are not sponsored, endorsed, sold or promoted by Standard & Poor’s (“S&P”), a division of The McGraw-Hill Companies Inc. Companion Booklet July 2023 î. General information about this account is provided see and in the Capital Companion Booklet: How to ApplyGet a comprehensiveness list of fees monthly record-keeping, ABM related, general & optional fess, cheque and payment processing commissions, and additional bank account related dues. pdf. Yet with interest rates hovering near 40-year lows,. risk, consider the Scotiabank Index Powered GIC. . “Investment Companion Booklet” means the investment companion booklet containing additional terms, conditions and. Effective August 14, 2023, the Scotia First Home Savings Account is available to eligible Scotiabank customers. SSI has procedures in place to handle written or verbal complaints received from customers in a fair and prompt manner. The Scotia Total Equity Plan (STEP) is a flexible borrowing plan tied to the equity in your home. Solutions available. Other information about your Scotia Investment Account is available in the Investment Companion Booklet, accessible via link near the end of this application. Before the Registered Disability Savings Plan (RDSP), individuals and families had few options to plan and save for the financial well-being of an individual or family member with a disability. Fees, Performance and the difference Advice can make: Client Relationship Model - Phase 2 | Scotiabank SSI Dealer and Management Expense Fees: Understanding fees and expenses | Scotiabank Canada BNS Investment Account Fees: Investment Companion Booklet - April 2022 (scotiabank. The interest rate payable on the cash portion of this account is Scotiabank's posted rate which can be found here. September 2011. Explore the Help Centre. For GIC rates and term options click here (posted rates are applicable to both Small Business and Commercial). INVESTMENT COMPANION BOOKLET JANUARY 2023. com. COMPANION BOOKLET MAY 2023. We have two dealers to serve you: The Bank of Nova Scotia and Scotia Securities Inc. You agree to be bound by all of the terms, conditions and other provisions in this Fact Sheet and those terms, conditions and other provisions in the Investment Companion Booklet. Basic Chequing account allows you to do 12 transactions every month including up to 4 teller assisted transaction, 2 free Interac e-transfers per month, ideal for minimal banking needs. D. Set up 2 eligible separate recurring pre-authorized transactions, like a mortgage. . Effective August 1,. Open a new Preferred Package by July 31, 2023. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investment3 4 DAY-TO-DAY COMPANION BOOKLET We will give you written notice of any change at least sixty (60) days before it takes place. To review the terms and conditions that apply to our services: The Personal Credit Agreement Companion Booklet (PCA Companion Booklet. 23. 2. Investment Companion Booklet You consent to receiving the above documents in an electronic format at the links provided above and through this application form only,. 2 of 2 What you agree to when you sign this form By signing here you acknowledge having received and read the Investment Companion Booklet including important information about this form and agree to the terms and conditions contained in it relating the investments you wish to make, including the Investment Directions. Page 2 of 2 The manner in which Scotiabank GICs are structured or administered does not place the Issuer in a conflict of interest. This booklet is a companion document to your Statement – About the Business and Statement – About You or Business Account – Service Request, or Application – Banking Services for business – Credit Application and (where applicable) the Credit Agreement for 7 Scotiabank Investment Companion Booklet We’ll record the particulars of your identification documents. “Investment Directions” means the investment directions signed by you and containing the purchase instructions in respect Scotiabank Investment Companion Booklet A note about dealers A dealer is a company that manages the operation of your account on your behalf. *. . Earn more interest when you lock in your funds with this secure investment. This Booklet also includes the terms and conditions for Scotiabank’s Privacy Agreement and the Remote Instructions Terms of Use, which you are bound to. section of this Companion Booklet. Investment Companion Booklet May 2018. MD Marque déposée de La Banque de Nouvelle-Écosse. Notice of changes - Investment Companion Booklet. Investment basics. No Charge. You can call 1-855-808-0789 or book an appointment online to get help with these transactions. Enjoy the benefit of a lower-interest way to borrow money. Scotiabank Investment Companion Booklet A note about dealers A dealer is a company that manages the operation of your account on your behalf. 5. 2 For funds exceeding $50,000,000, speak to your Scotiabank representative about other investment options better suited. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. The Scotiabank Market Linked GIC is a non-redeemable, non-transferable guaranteed investment certificate whose Index Return, if any, is based on the performance of the Underlying Index (S&P/TSX 60, S&P 500, S&P/TSX Composite Low Volatility Index or S&P/TSX Capped Utilities Index) up to a specified. Withdrawal. These pages will help. com)COMPANION BOOKLET AUGUST 2023. Non-redeemable GIC allows you to fix a length of time to benefit from fixed interest rates. Building your RRIF. information, please refer to the Investment Companion Booklet. Call 1 (800) 268-9269. Fees, Performance and the difference Advice can make: Client Relationship Model - Phase 2 | Scotiabank SSI Dealer and Management Expense Fees: Understanding fees and expenses | Scotiabank Canada BNS Investment Account Fees: Investment Companion Booklet - April 2022 (scotiabank. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. The current posted rate on any day can be found under Investment Cash. DEFINITIONS YOU NEED TO KNOW. We’re making some changes to our Investment Companion booklet (ICB). risk, consider the Scotiabank Index Powered GIC. At Scotiabank, we are committed to the highest standards of customer service, in fact, Scotiabank is a recognized leader in customer service amongst financial institutions. Revolving Credit Agreement. For tax reporting purposes, we’ll require the Social Insurance Number of the primary account holder. This Booklet also includes. Purchasing Your GIC Upon your arrival in Canada, you will need to visit a Scotiabank branch of your choice to open a personal deposit account and to purchase the GIC. Available as part of an RRSP, TFSA, RESP, RDSP or Non-Registered portfolio. 25/month. You further acknowledge that you have received and read a copy of the Investment Companion Booklet. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentrisk, consider the Scotiabank Index Powered GIC. For detailed information, please contact. DEFINITIONS YOU NEED TO KNOW. defined in the Investment Companion Booklet) held by you, either solely or jointly with others, at Scotia Securities Inc.