Wells Fargo Active Cash® Card (rates and fees). Chase Freedom Unlimited. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?By our calculations, those who spend $2,000 per month (or $24,000 per year) will earn the same $480 in cash back with both the Citi Custom Cash and Citi Double Cash. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. While many credit cards offer flat-rate cash back, the Citi Double Cash is one of the few other cards that offers an effective 2% cash back on. 24%, or 29. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. You can find all the details in our Wells Fargo Active Cash review. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. Like the Citi Double Cash Back Card, the Wells Fargo Active Cash Card lets you earn a flat 2% cash back rate on all purchases, and it doesn’t have an annual fee. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Citi Double Cash® Card. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 24%. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. 31 back. The Citi Double Cash® Card (see rates and fees) is considered one of the best cash reward cards on the market. This means. A balance transfer fee of up to 5% of the each. When your balance is negative on a credit card, it means you’ve paid more than you currently owe. Select compares the 5% cash-back Citi Custom Card and the 2% flat cash-back Citi Double Cash Card. And you'll generally outearn the Apple Card when it comes to most mobile wallet purchases. Similar to the Venmo Card, the Citi Custom Cash rewards are flexible to your spending. Just PC'd the wells fargo 1% cash card (got it in college) to active cash, and now changing double cash to custom cash. Citi Double Cash® Card. Earn an unlimited 2% cash back on every single purchase. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Bonus Card Option: Wells Fargo Active Cash Card. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. 2 days ago · Here are a few examples of credit cards offering cash back rewards: Card name. 24% to 28. After that there are no bonus categories that you have to keep track of. But the Wells Fargo Active Cash Card has similar earning potential and adds some additional benefits to sweeten the deal. The card earns a flat 1. $0 . ”. Will have a lot of good categories above 2% and the active cash for everything else this way. gas stations, and online retail purchases in the U. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. The Wells Fargo Active Cash® Card is an exception. 24% (Variable) APR applies. 99% variable APR), so you’d be. Who the Wells Fargo Active Cash Card is Best For. The no-annual-fee Citi Double Cash® Card, for example, offers redemption flexibility with its rewards and has a 0% intro APR on balance transfers for 18 months. Meanwhile, the Citi Double. Simply pay your monthly cell phone bill with your Wells Fargo Active Cash card and you can receive up to $600 of cell phone protection against damage or theft. Those seeking a cash-back card that earns the same great rate on all your spending should look to a card like the Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. Annual fee: $0. With the Wells Fargo Active Cash® Card, you can redeem your rewards for purchases on your statement credit or a direct deposit to your eligible Wells Fargo checking account or mortgage. Wells Fargo Active Cash even offers an introductory purchase. 24%, or 29. Pros 2% cash back on. Wells Fargo Autograph: 3x restaurants, travel, gas, streaming, phone (plus replacement). Lyft Pink All Access benefits include 10% off Lux rides, free priority pickup upgrades, cancellation. The Wells Fargo Active Cash is also a Visa Signature card and comes equipped with benefits such as 24/7 concierge service and access to Visa's Luxury Hotel Collection. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. Earn $200 cash back. Upgrade Triple Cash Rewards basics. Both good cards, both have their uses. 19. (If you aren’t successful, apply for the Custom Cash sometime after that. Not a banking app, just through PayPal (which most people already have). Overview of the best 2% cash Back credit cards. Wells Fargo Active Cash ® Card vs. 24%, 25. The Citi Custom Cash® Card (Citi is a Forbes Advisor partner) is big-idea plastic that works well as a companion card. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. Citi Double Cash $200 Welcome Offer. 22%. Citi Simplicity cons. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases and 1% back when you pay off those purchases. Finally, they cash out at a standard . Benefits and Drawbacks. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. ProsDoorDash Rewards Mastercard® vs. Bilt Mastercard vs. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. 00 cash back per year with Citi Double Cash Card and $240. Platinum X5 Card from Credit One basics. 24% to 29. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. They usually give me less than half of the limits I get from Citi. Rewards Rate. Wells Fargo Active Cash $200 offer; Wells Fargo Active Cash $250 offer: in branch;Wells Fargo Active Cash® Card. Don't Which To Choose. Best for Automatic 5%. Tiered cards provide different cash-back rates for different types of purchases. Wells Fargo Active Cash℠ Credit Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). It also offers a. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. The Citi Rewards+ is a great complement to the Double Cash and/or the Custom Cash. The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. The Citi Double Cash Card is the winner over Discover it® Cash Back. Costco Anywhere Visa Card vs. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. Citi Double Cash® Card (see rates and fees) 2 ThankYou points on all purchases — 1 point when you purchase and another 1 point when you pay your bill. Earn 30,000 bonus points when you spend $1,500 in purchases in the first three months (a $300 cash redemption value) Earn unlimited 3X points per dollar at restaurants and gas stations and when spending on travel, transit, popular streaming service, and phone plans. Chase Sapphire Preferred Wells Fargo Active Cash. Citi Double Cash vs. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited. If Wells Fargo Rewards allowed you to transfer points 1:1 with BILT Rewards, I think that'd be a huge competitor to Chase / Citi / CapOne / AmEx. Balances under $25,000 will earn 0. Wells Fargo Active Cash® Card: Best all-around 2% cash rewards credit card. Was with you up until the cancellation part. I have had no major issues with using WF cards. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. As a Citi customer, as with most other card companies, you can get help with your card or account 24 hours. The Citi Double Cash® Card earns 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus. No annual fee: Capital One Quicksilver vs. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. The Wells Fargo Active Cash® Card also has an intro APR offer (0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, then a 20. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. Wells Fargo Active Cash ® Credit Card. The Double Cash provides 18 months of 0% introductory APR on balance transfers. Alternative Cards to the Wells Fargo Active Cash Card Citi Double Cash. 8. You’ll only earn 1. Pros Generous 18-month 0% introductory APR on balance transfers Flat cash-back rate No annual fee Cons Charges foreign transaction fees No added. 99%. On the Citi Double Cash Card, you’d earn $100 in cash back for the month on $5,000 in spending after paying your bill in full. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash® Card. See the pros and cons of each card and how to choose. Chase Sapphire Preferred Wells Fargo Active Cash. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate and balance-transfer offer. Citibank’s and Wells Fargo’s checking accounts are standard for large, national banks, and both banks offer a sign-up bonus. The annual rewards payout assumes you charge $1,000 each month spread across. If you want both, I'd say apply citi then wells fargo (even same day, WF doesn't care about velocity). Citi Double Cash (DC) may be more worthwhile if you like 2% flat cashback. Synchrony Premier World Mastercard® * vs. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1. The Citi Double Cash® Card is a longstanding leader among cash-back cards. The only caveat is that there's a $2,500 combined spending limit on the 3% and 2% categories each quarter, after which you'll earn just 1% back. Wells Fargo Active Cash ® Card vs. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. Citi® Double Cash Card vs. 99% variable APR applies. 77 in cash back, and the remaining $16,831. The closest cash back card the Googles is telling me is the Wells Fargo active cash card which is at 2%, but I know Wells Fargo is a shady piece-of-shit company with lots of scandals and pending class action law suits. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. 1 out of 5 rating 133 Reviews 133 Reviews. Few cards offering an unlimited 2% cash back on spending provide meaningful extras and perks, but the Wells Fargo Active Cash® Card offers cell phone protection. That can make a big difference if you ever find yourself outside the U. The Bank of America® Unlimited Cash Rewards credit card is a no-nonsense card that offers 1. A Penny Pinchers Guide to Personal Fi…Here you will find the Wells Fargo Active Cash vs Citi® Double Cash Card comparison where we will evaluate the features, fees, rewards and other benefits of both the cards and compare both of them. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. The Wells Fargo Active Cash ® Card is a solid $0-annual-fee cashback credit card with potentially even better rewards than the Bank of America Unlimited Cash Card. Welcome Bonus. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. For context, the average annual rewards payout from the cashback credit cards in the investor. For context, the average annual rewards payout from the cashback credit cards in the investor. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. I opened the Citi Double Cash a month later, which is my new 2% flat card. 5/10 CNET Rating See Rates & Fees Apply Now On Wells Fargo's secure website Intro Offer $200 cash rewards Annual fee $0 APR 20. 74%, or 29. Citi Double Cash. One of the best cards for online shopping is the Citi Double Cash ® Card where you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12. So I'm looking at cards that always provide at least 2% cashback regardless of category. Citi Double Cash: 2% everything. Wells Fargo Active Cash Card vs. I can also say that my experience with Wells Fargo (apps, customer service, etc. Wells Fargo Active Cash® Card. It is also possible Wells Fargo cash back options will be less user-friendly than some other cards (i. The Citi Double Cash card's simple cash back structure and long-lasting balance. The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. See full list on forbes. JS by Jason Steele Edited by Ryan M Tronier July 31, 2023. Rocket Visa Signature Card vs. Citi Double Cash. With the Citi Double Cash Card, you’ll earn 1% cash back when you make a purchase and an additional 1% when you pay off your balance. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo Active Cash vs. Its main quirk is how the card. Capital One Quicksilver Cash Rewards. You'll find great stories as well as horror. That's not exactly what I said. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 2% total cash-back. The $18,088. I know people hate Wells Fargo but I like my active cash and autograph card. Citi® Double Cash Card: Best for pairing. Citi Double Cash Caret Down While the Citi Double Cash is a comparable 2 percent cash back card, you could earn less than 2 percent rewards if you aren’t on top of. Use our table to compare your Wells Fargo credit card options and get a sense of which one is best for you. However, if you're looking to keep building your retirement, redemption on the Fidelity Card could be an easy way to keep. Take a look at this table to quickly compare the primary benefits of. Citi Double Cash Review; Chase Ink Cash Review; Capital One Quicksilver Review. The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes. The Wells Fargo deals pay out quick. Wells Fargo Active Cash® Card. Citi Double Cash Card vs. This card offers $200 cash rewards after spending $500 in the first 3 months. •. Wells Fargo Active Cash® Card. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. Citi Custom Cash vs Double Cash - One card only, which to choose?. 5% card. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. Best Cash Back Credit Cards of November 2023. The Active Cash Card offers 0% intro. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. Compare The Drawbacks No credit card or financial product is without possible drawbacks, and it is important to be aware of the potential negatives before you make a final decision about which card is. Neither. Specifically, I don't like that it's 1% cashback + 5% for whatever spending category it is every quarter. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Bread Cashback™ American Express® Credit Card * vs. The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Citi Custom Cash® Card. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. 24% or 29. 1. Citi Double Cash® Card. Wells Fargo Active Cash® Card: Best for earning 2% cash rewards on purchases (including Amazon) Citi® Double Cash Card : Best for 2% cash back everywhere with a long intro 0% APR on balance. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. And Wells Fargo no longer has a minimum rewards redemption requirement. PayPal master card is better. For the Reflect card, you will be able to get 0% intro APR for 18 months on purchases and balance transfers, then 18. 6 min read Sep 08, 2023. Best for 2% Cash Back: Wells Fargo Active Cash® Card. It has a $200 welcome bonus, cell phone insurance, and it works with digital wallets. Plus, the card offers an initial bonus of $200 cash rewards after spending $500 in the first 3 months. Citi Double Cash. Annual fee. 24% - 29. Rates & Fees. The Double Cash card usually offers a small welcome bonus. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. You shouldn't be "applying" for double cash. Wells Fargo Active Cash vs. It's also best if you need to pay off a high interest credit card. Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. Wells Fargo Active Cash® Card. 24%, 25. The Chase Freedom Unlimited card offers everything Capital One Quicksilver does, plus a few extra bonus rewards categories and other perks. Citi Diamond Preferred highlights. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. Wells Fargo Active Cash® Card 3. Whereas with WF Active Cash you can only redeem cashback in increments of $25. 5% cash-back. . So great if you want to float several thousand for 15 months putting it in money market instead earning a sweet 4. The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. Amex Blue Cash Everyday is a better credit card because it offers cash back rewards, as there’s no difference between the cards’ fees or low-interest promotions. Best. Credit Cards. Just spend $4,500 in the first 90 days of account opening. Also, if I recall correctly, another bonus of the Wells Fargo Active Cash card over the Citi Double Cash card, is that new accounts get 15 months 0% APR on purchases, and the Citi card does not. If you're looking to make a large purchase. When the Fidelity card dropped that benefit it's what made me start looking for another card. Bank of America Unlimited Cash Rewards vs. Citi® Diamond Preferred® Card vs. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. Capital One Quicksilver; Chase Freedom Unlimited vs. Bank Cash+® Visa Signature® Card. Intro APR on balance transfers: The Reflect Card offers 0% intro APR for 21 months from account opening on qualifying balance transfers, then 18. After that, the standard variable. Holders of the Citi Rewards+® Card and Citi Double Cash® Card can transfer points to a shorter list of travel partners. The Wells Fargo Active Cash® Card offers unlimited 2% cash rewards on all purchases and a generous sign-up bonus with no annual fee. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. The Citi® Double Cash Card and Wells Fargo Active Cash℠ Card have been designed to offer rewards for all your spending with no complicated category system. 2% card, and Custom Cash into a 5. Articles; Reviews; Compare; Surveys;. Increased Cash Back Potential: If you shop online through the Rewards Center Earn Mall, you can access over 1,100 stores and earn more cash back. 5 - 5% cash back on purchases. You’ll get the full bonus sooner from Wells Fargo Active Cash, while the Chase Freedom Unlimited card’s bonus is slightly more valuable. Whereas with WF Active Cash you can only redeem cashback in increments of $25. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. People may hate Wells Fargo. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). You may also call 1-800-642-4720. That describes the Citi Double Cash® Card. You must select Apply Now on this page to take advantage of this specific offer. Finally, they cash out at a standard . Wells Fargo Active Cash® Card. 6 min read Sep 08, 2023. Excellent, Good, Fair. If you’re considering applying for the Wells Fargo Active Cash card, it’s probably because of the 2% cash back reward. If you're looking for a major bank that's free of scandals, it doesn't exist. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. Wells Fargo Active Cash® Card: Best cash-back card. Citi is better due to points games (rewards+ = 10% bonus) etc. » MORE: Credit cards that earn 2% cash back or more on purchasesA prime choice would be the 2 percent cash rewards rate from the Wells Fargo Active Cash card or the similar Citi Double Cash® Card since it earns up to an unlimited 2 percent cash back (1. 50 spent through Apple Pay would translate to $361. You’ll earn 5%. 99%. A number of other flat-rate cash-back cards earn 1. The Citi Double Cash Card offers a simple rewards system. What you should expect to be given when managing a credit card. Based on identical spending inputs, you’ll earn $240. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. Welcome Bonus. New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome bonus for spending just $500 on their card in the first three months. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. For a limited time, earn 5% total cash. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. But if you are looking for something that might be better I think the new PayPal credit card, which isn't available yet, would be a strong consideration. Wells Fargo Active Cash vs Chase Freedom Unlimited. A cash advance, in particular, is an expensive way to borrow money. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Then select Request Balance Transfer under Account Management to view available offers. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). Citi Double Cash. The Citi Custom Cash Card offers a 0 percent intro APR on balance transfers and purchases for 15 months, followed by the variable APR of 16. The card also comes with cellphone protection of up to $600 of cell phone. Alternative Wells Fargo Cash Back Credit Card. The $95-annual-fee Citi Premier® Card and Citi Custom Cash® Card are an excellent duo for everyday use. Also, cash back rewards do not expire as long as your account stays open. This bonus offer will be fulfilled as 20,000. As you get the entire 2% back two days after the statement cycle closes. Are you OK with category spending or do you want a general spending card? General spending card. See related: Wells Fargo Active Cash vs. You also don’t have to jump through any hoops to get the full. 3 important differences between Wells Fargo Autograph vs. $0. Uber/Lyft, transit, and streaming. This likely doesn't. 24% - 29. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. e. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. The new welcome offer brings it in line with other cash-back credit cards on the market. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. Wells Fargo Active Cash®. Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. Based on identical spending inputs, you’ll earn $240. 5% cash back, a $200 bonus and 0% for 12 months. 3. So that’s 2%. Wells Fargo is stingy on credit limits. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. As a one card setup, I would go with Active Cash because of the $200 bonus and cell phone insurance. Wells Fargo Active Cash® Card review: This well-rounded credit card earns unlimited 2% cash rewards, charges no annual fee, and offers a $200 welcome bonus and a 15-month 0% introductory APR. Citi® Double Cash Card : Best for earning 2% cash back with a long intro APR. Navy Federal Credit Union Visa Signature® Flagship Rewards Card * vs. Wells Fargo Cash Wise Visa card. Bank of America Unlimited Cash Rewards vs. 24% - 29. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Other cash back cards earn more back. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. (Though paying statement balances in full. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. I've been a Discover member for two decades and looking for a new card with better cashback rewards. However, I don't think you should listen to the bad rumors about Wells Fargo. Citi Double Cash. 24% or 29. S. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. THE POINTS GUY. For your hypothetical, I’d suggest a Citi Double Cash and Citi Costco Visa Maximize cash back and points: 2x base using the Double Cash 3x dining, flights, hotels and car rental 4x gas. Secured card: Capital One Platinum Secured vs. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. 24% (Variable) APR applies. 24% - 29. The difference between Blue Cash Everyday. Card Details. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. Cash rewards cards that earn 2 percent on purchases aren’t unheard of, but the Active Cash card cuts the strings typically attached to that sky-high rate and leads the pack when it comes to. - No annual fee. 2% flat rate and then 3% on PayPal. Both cards offer 2 percent cash back on all purchases, but offer different benefits. Wells Fargo Active Cash Card vs. An introductory APR of 0% for 15 months from account opening on purchases ( 20. The Active Cash earns 2% cash. This Visa Signature. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. After that, the standard variable. Welcome bonus: None. 24%, 25. Special Offer. You must select Apply Now on this page to take advantage of this specific offer. Wells Fargo Active Cash vs Citi Double Cash . Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. Now Citi just made it official with the double cash and made it just like the custom cash. Citibank offers a bigger cash bonus opportunity — up to $2,000. Citi Double Cash® Card. Wells Fargo Active Cash® Card. Fidelity Rewards or Citi Double Cash card, is the WF card has auto rental collision damage waiver coverage. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first.