It is a great choice for businesses that need to make payments to vendors, customers, and other businesses. Use cases include real estate investors who want a way to electronically receive rent payments from tenants, utility providers, wealth management. Select an option you need. The platform features an intuitive user interface that includes tools for viewing White Label integrations. Since 2008, when Dwolla began creating the ideal platform to move money, the company has helped move billions of dollars for millions of end-users annually for businesses of all shapes and sizes; in addition, Dwolla has been mentioned in. The Dashboard unlocks API data and shows users business-related information. READ MORE Seeking Alpha 04/07/2022. By following the instructions below, you’ll learn how to check the document verification failure reason in the Dwolla Dashboard. Step 1: Generate an Access Token. 8. “We have taken Dwolla, white labeled it as foreUP ACH and now all of our customers reap the benefits of ACH, saving on payment processing and credit card fees. In order to create a customer, we first need to create an access_token. I think that you meant to say that Dwolla is an inexpensive way to get money from bank accounts to Bitcoin exchanges — Preceding unsigned comment added by 68. Looking for something else? For general support and operational questions, visit our Support Portal. Integrating with a white label API is ideal for businesses looking to get. A user creates an account and provides their bank account information; upon identity verification, the user’s bank account is connected to the Dwolla account and verified. A configurable integration script can be added to the system to swiftly authenticate bank accounts and manage single or bulk bank transfers. Dwolla’s modern payments platform empowers you to deliver the payment solution your clients need. Alternatively, you can email the Dwolla support team directly by reaching out at [email protected] few common failure examples include: Insufficient Funds (R01): Pending transfers can fail due to insufficient funds from the source bank account. Use sandbox environment to test API requests. 7 years ago • 321 Views. Dwolla, Inc. Country availability: US. Dwolla Video. Dwolla's white-label payment software has 99. com with any questions. Our solutions are ideal for mid- to enterprise-sized businesses with at least 100,000 current transactions per month. Use branded or white label APIs to verify bank accounts instantly, transfer payments, keep balances, or route funds directly to bank account and routing numbers. As alternative bank account verification options, we recommend utilizing one of our integrated third-party data providers — Finicity or MX via our Secure Exchange, or Plaid. Dwolla. Dwolla offers a robust solution through a white-label API that is built for scale and can be tailored for your business. Sign Up for FreeWhy you should consider it; Clearsale has a 99. Whether you need to pay, collect or facilitate payments, integrate with our seamless API and use Dwolla to facilitate your payment requests through the ACH Network. Today we’ve released our white label solution. Dwolla fees: Dwolla charges 0. It is a great choice for businesses that need to make payments to vendors, customers, and other businesses. Outcome: Relay was able to integrate Dwolla’s White Label receive-only functionality in two weeks with their. It is a convenient and secure way to pay online, in apps, and in stores. Welcome to the developer documentation for Dwolla Balance! Our Get Started documentation will walk you through the steps of building your integration. Dwolla's API Documentation, and support documents are top notch easy to read, and easy to understand. Integrating with a white label API is ideal for businesses looking to get. All information within this interface leverages the Dwolla White Label API powering the partner’s ACH transfer integration, but provides the data in a way that’s easy to manage and act upon. Create a label. Dwolla doesn’t connect with your debit and credit. The company needed a non-branded ACH payout solution that could be quickly. is a simple and safe prepaid payment method that allows you to make. For example, consider the Koala Investment Platform. ; contacts. You may have $100,000 in a bank account but if someone asks you for 25 cents to pay the meter, unless you have it on you, you’re helpless. Clients can send and receive funds from any payment account that can settle in real-time. py:. To accomplish this, we built custom interfaces over the Dwolla’s white-label API, which enables identity verification, bank account verification, an employer-to-employee invitation system, and includes a knowledge-based-authentication process and a document upload ID verification process. nextlevelvc - Feb, 26 2022. Dwolla provides a white label service consisting of APIs to use the ACH system and white label services expanded from payouts to include instant bank authorization for debiting bank accounts FiSync On May 25, 2011, Dwolla released its FiSync integration, which aims to allow instantaneous transactions instead of the typical 2–3 day of the ACH. Dwolla White Label - create a customer. There, you will find instructions on how to access the support portal as well as create a new support request. WHITE PAPER — 13 min read. White-label API; Supported: Interactive. Dwolla Accounts are available to Business Customers (as more specifically defined below) and to Personal Customers. com. A flat, transparent pricing model keeps transactions free of charge and monthly costs. That’s a massive market that’s only growing. The most recent sighting is from payment API provider Dwolla, with four new API endpoints that deliver a white label ACH payout API solution. Since 2008, when Dwolla began creating the ideal platform to move money, the company has helped move billions of dollars for millions of end-users annually for businesses of all shapes and sizes; in addition, Dwolla has been. Integrating with a white label API is ideal for businesses looking to get. Your clients want and need to improve payment security and replace labor-intensive manual payment operations with processes that are automated, accurate, reliable and traceable. Micro-deposit verification is the default method for verifying a connected funding source. Active. A commission fee is only charged when an item sold with GOAT Clean is purchased. Subject to any delays caused by financial institutions independent of the Dwolla platform or delays due to fraud or compliance reviews initiated by Dwolla,. Combine Plaid and Dwolla, and you're basically golden for payments in the US now. Unfortunately, you cannot use your bank account with this digital wallet. Dwolla aims to provide it. Better yet, is there an API infrastructure or service that would allow me to directly initiate/automate ACH transfers without needing a. When creating a Label you’ll specify an amount as well as the ID of a Verified Customer that the label is tied to. is authorized by the De Nederlandsche Bank as a e-money institution (reference number R142701) for issuance of electronic money, distribution and redemption of electronic money, placing cash to a payment account, withdrawing cash from a payment account, execution of payment transactions on a payment account (not covered by a. Allows businesses to send and receive mass payments, which can save time and money compared to traditional payment methods. Retrieve a list of funding sources that belong to an Account. Alternatyvos Dwolla. Plug our API into what your site or platform, and get started with better pay-ins and pay-outs. Dwolla is an online payment solution that is specially designed for bank transfer and transportation of money. It is a great choice for businesses that need to make payments to vendors, customers, and other businesses. Dwolla is a relatively new payment gateway technology and money-mover tool. View Dwolla company information, partner details, news coverage, press and more. This means that while there is no limit on the amount of funds an end user account can receive at one time via a single transaction or over a specific period of time, they may be limited by how much the other party in the transaction is able to send. Submit PIN and payment: finally, the user reviews the information and enters their four-digit security pin. Plus, the service is extremely reliable, with a. You can also use the amount to make other payments or transfer them to a business bank account. Create the form that will be used as inputs for the account and routing number. Find your best replacement here. Cons. is a payment services provider powering innovations with sophisticated account-to-account payment solutions. A quickstart tutorial application written in Rails 4 + bootstrap to illustrate using the Dwolla API with our whitelabel service. The company has raised another round of funding of $6. DWOLLA offers a variety of features and benefits, including low transaction fees, fast payments, and secure transactions. Dwolla issues 1099-K forms for transactions within our network that exceed certain federal or state reporting thresholds. Dwolla's platform offers real-time fund transfers and enhanced money management capabilities. Dwolla’s got a brand new Dash. ; accounts. In 2016 Dwolla shifted its business model to focus on the provision of white label payment services to merchants. Dwolla Platform, launched last year, is a white-label API that integrates with businesses to connect them to the ACH Network, which allows them to send and receive funds. Dwolla, Inc. Building with Dwolla White Label. Learn about Dwolla Connect!What is Dwolla White Label? It’s a Software as a Service platform for businesses and applications to communicate and work with our nation’s banking system. Today Dwolla announced a new white-label API that will enable businesses to send payments through its network and the. Regarding Plaid+Dwolla integration, that would be correct. 29 October 2015 / blog. Besides, there is an integration script that can be. 29 min Updated: Jul 20, 2023 Do you run your own business? Or are you considering launching a brand? If so, you'll need to find and use a top-notch payment platform. Tai naudinga programa, kad taip pat gauti bet paycheck natūra kiekvieną savaitę . We refer to the Dwolla Balance as having “wallet-like” functionality because it operates like a physical wallet in your pocket or purse, a place where money is ready to be used. You can get an account token by setting up the OAuth flow in. Utilize our Nacha-powered cost calculator to visualize the savings and efficiency that await your business. This dashboard unlocks data generated by the API and presents the information that the users need to operate a successful business. 4. For items with a sale price of $350 and below, the commission fee is 30% and for all other items, the commission fee is 25%. Dwolla’s modern API simplifies the complex process of integrating with the various payment networks to create a single end-to-end solution. is a financial technology company that is changing the way businesses send and receive funds. That in and of itself is somewhat remarkable considering that the vast majority of payments pricing is transaction driven. For each seller cancellation, 10 points will be deducted from the seller score. Balance Ledgering: Account & Transaction History. If you had previously insured your shipment, your coverage has also expired and would need to be repurchased. Many of you have read the news that Dwolla will be moving to white-label integration exclusively. Built for volume, Dwolla will automate your payments and send up to 5,000 secure payments in a single API request. This allowed for payments to be reconciled and initiated more quickly. . My Dwolla account balance is forfeit. dwolla. Dwolla ended 2020 at $20 billion in gross payment volume, above original projections, and Harris expects to finish 2021 at nearly $40 billion. Dwolla pricing & plans. " So I am assumed guilty and they don't care whether I'm innocent. is a financial technology company that is changing the way businesses send and receive funds. Disclaimer: I co-founded a company that is a customer of Dwolla and one of their first white label customers. Des Moines, Iowa Area. Step 3. Dwolla also offers a white label API so that another company can offer their API under their own brand. Dwolla has grown substantially as a payments platform since its national launch in 2010, but its. Dwolla features: Dwolla offers bank verification and multiple transfer options. - GitHub - bpmilne/dwolla-whitelabel: A quickstart tutorial applicat. Dwolla’s modern API simplifies the complex process of integrating with the various payment networks to create a single end-to-end solution. After initiating micro-deposits, two random amounts will post to your customer’s. Dwolla Feb 2015 - Nov 2015 10 months. banking infrastructure for sending, receiving or facilitating transfers from account to account. Amazon Pay is accepted by millions of merchants worldwide. Handling Payments In-House Explore the pros and cons of each option. Your application will maintain any other Label information or associations. In Jotform Tables, click the cell under the status column of the the entry where you’d like to update the status. Onboard customers without handling their sensitive bank account information; Offload any necessary identity verification requirements to the platform; Monitor for fraud and risk in the network; Remove the need for white label partners to build a customized dashboard; Integrate payment status updates to communicate with end-users, and more. A commission fee is only charged when an item sold with GOAT Clean is purchased. Integrating Dwolla’s modern payment. Payments Cards & Mobile is the go-to market intelligence hub for global payments news, research and consulting. This article discusses how white label payment solutions. Identifies if documents are needed only for an individual. DWOLLA offers a variety of features and benefits, including low transaction fees, fast payments, and secure transactions. For API documentation and. Final cost negotiations to purchase Dwolla must be conducted with the seller. Dwolla has a newish MassPay system, which allows up to 2,000 payouts at a time (limit can be raised). is a fintech company powering innovations with sophisticated account-to-account payment solutions. Funds earned from selling items with GOAT can be deposited to your. If a client or end user wants to debit a funding source (i. about your business, like its name, industry, and annual revenue. NEW:From payment information collection to how you’ll appear on your customers’ bank statements, Dwolla’s new white label APIs provides powerful infrastructure to create fully branded bank. Dwolla is the leader in domestic payments, Currencycloud brings that same level of trust to international payments. It is a great choice for businesses that need to make payments to vendors, customers, and other businesses. Has white-label solutions that allow businesses to use the Dwolla platform under their own brand name. Dwolla, Sila, Plaid, Stripe, etc all seem to charge a fee per customer/user with the lowest being in the $1-2 range. GOAT: How Dwolla’s White Label ACH API created the ideal payout experience for a retail marketplace. 9% accuracy rate in fraud detection; Clearsale has over 1,000 customers in more than 20 countries; Clearsale has processed over $20 Billion in transactions since its founding in 2011When Dwolla Inc. ” Step 3. dwolla. In addition, it offers flexibility when creating new products because you do not have to worry about building out backend functionality yourself. Real-Time Visibility into Your Payments Data Consolidate. At Dwolla, our team is driven by diverse experiences, ideas and people to bring the business benefits of account-to-account payments into the modern digital age. Its branded or white label APIs allow individuals, businesses, software platforms, financial institutions, federal agencies—anyone in the U. LaptrinhX. Since 2016, businesses have white-labeled Dwolla’s modern payment technology to program payments in real time, the same day or to a debit card. is a financial technology company that is changing the way businesses send and receive funds. Lenny, a pioneer microlending mobile application focused on Millennials, announced a commercial agreement with Dwolla today, a modern bank transfer platform and network. DWOLLA is a payment platform that enables businesses to send and receive money quickly and securely. 500,000 (Fall 2013) Launched. js library, and it's likely portable to Python. With Dwolla, businesses can start accepting ACH payments simply by adding a few lines of code to their website. Integrating with a white label API is ideal for businesses looking to get. js. S. Dwolla has raised a total of. With MXconnect, MX’s intelligent account connection widget, customers can now access their data from any depository account in a safe and secure way. Dwolla, Inc. Plus, it has billions in payments processed, making it a. Dwolla is a digital payment solution that lets you send or receive money to or from anyone who also uses the platform. Dwolla also purposely got me in trouble with a bunch of vendors, including my favorite Bitcoin exchange, CampBX. Dwolla, Inc. is a payment services provider powering innovations with sophisticated account-to-account payment solutions. Disclaimer: I co-founded a company that is a customer of Dwolla and one of their first white label customers. These companies offer all the same features and functionality as the payment gateways that they sell, but they don’t have to build their own systems or maintain their own databases. This allowed Relay to automate payouts without paying exorbitant processing fees to the payment partner. When a Customer is placed in the document verification status, Dwolla will return a link in the API response after retrieving a Customer which will be used by an application to determine if documentation is needed. The payment processing platform is also suitable for online companies that sell subscription-based services. By following the instructions below, you’ll learn how to change the email address associated with the master account in the Dwolla Dashboard. Integrating with a white label API is ideal for businesses looking to get. Its dashboard displays data gathered by the API and reveals the information needed to run a business successfully. com and/or by calling us at (855) 800-5666. Dwolla Feb 2015 - Nov 2015 10 months. It is a great choice for businesses that need to make payments to vendors, customers, and other businesses. Developers and businesses use our simple, yet powerful White Label API to set up funds transfers between bank accounts, manage customers, verify bank account information, and more—all. If your label expires and you would still like to consign your items, please go to the “Issues” folder in your alias account and either: Renew your shipping label and ship your consigned items in the same designated boxes. Organize and scale the payments process by confidently facilitating transactions with the Dwolla platform. Extended warranties, enhanced customer support & loyalty program for customers in 32 markets. in June eliminated its 25-cent transaction fee, it said it intended to make money by launching value-added services that would leverage the network technology it had created. Regarding Plaid+Dwolla integration, that would be correct. Step 1: Create a form #. Dwolla’s modern API simplifies the complex process of integrating with the various payment networks to create a single end-to-end solution. Dwolla’s platform is designed to be API-driven and tailored to allow a business to add additional. S. READ MOREA maximum account of $5000 per transactions for personal accounts and $10,000 per transaction for non-personal accounts; Verdict: Dwolla is suitable for different types of businesses that don’t process large payments. com and/or by calling us at (855) 800-5666. Lae alla. MetaBank, N. To decrease funds in a Label a string numeric value will be supplied and prepended with a “-” operator. Possible links can include: self, account, resource, and customer. White Papers; Case Studies; Webinars; Podcasts; Videos; Library; Techwire; Browse; Publications. At Dwolla, our team is driven by diverse experiences, ideas and people to bring the business benefits of account-to-account payments into the modern digital age. Dwolla is a unique payment gateway provider in that they’re designed specifically for ACH payments. The commission fee includes the seller fee, cash out fee, and shipping. For the luxury sneaker resale market—worth an estimated $1 billion—a business. Find out moreThis section outlines how to remove a Label by its unique identifier. UPDATES. Click on the Add button. We would like to show you a description here but the site won’t allow us. Plugin to use Dwolla as a gateway. Payment network Dwolla announced on Thursday (Aug. TCGplayer provides the Buylist Program as an online service that allows Players to sell their products to many Stores in one simple transaction. Its offerings include a merchant account and a white-label payment gateway. (Dwolla is under NDA so cannot disclose. 11 Alternatives to Dwolla you must know. This feature gives a customizable and secure payment solution that businesses can use to handle their payments without any hassle. Once logged in, click on your name at the top right and. DWOLLA is a payment platform that enables businesses to send and receive money quickly and securely. It is a great choice for businesses that need to make payments to vendors, customers, and other businesses. Dwolla is a digital payment solution that lets you send or receive money to or from anyone who also uses the platform. We make ACH processing easy for businesses and individuals. Dwolla’s white-label, developer-friendly API connects to the ACH Network with near-perfect reliability, so moving money. The reasoning the representative gave me for this was: "We don't know whether you were also committing fraud. Instant Payments From Balance to. This allows businesses to maintain their brand identity while using a reliable payment platform. On Wednesday, it launched the latest chapter in this plan with a white-label service that lets banks, businesses, and government agencies send payouts. Dwolla today introduced a white label service that allows financial institutions to use its FiSync "pipe" for its own faster payments service. Dwolla’s drop-in components library allows developers to leverage isolated functions or build connected flows in their web applications, which expedites the integration process with the Dwolla Platform. payment system to send and receive funds, without the transaction fees and heavy lifting of traditional systems. Empower your investors and sponsors with a payment service provider that is flexible, reliable and easy-to-use. Dwolla CEO Ben Milne said the white-label service is intended for companies that want to use the money-transfer system Dwolla has built without having to ask others to sign up for a Dwolla account. It is a great choice for businesses that need to make payments to vendors, customers, and other businesses. The fact that Dwolla links your bank account with your accounts on the bitcoin exchanges is actually very bad. Download the case study PDF. 8. Igor led the development of 2 white label banking platforms, worked with. Now he expects. Read the latest news and coverage on Dwolla. Step 1: Create a form #. Dwolla Direct and White Label Programs. The. We make ACH processing easy for businesses and individuals. DWOLLA is a payment platform that enables businesses to send and receive money quickly and securely. However, Dwolla does have transaction send limits in place for users eligible to send payments. It’s easy to add credit cards and Walmart gift cards to your Walmart Pay account. Dwolla’s modern API simplifies the complex process of integrating with the various payment networks to create a single end-to-end solution. #. To access this post, you must purchase Dwolla white label service. {{ keyword }}A quickstart tutorial application written in Rails 4 + bootstrap to illustrate using the Dwolla API with our whitelabel service. com / 3 min read FinTech Startup Sweep Inc. Plaid does not move money via their API. Finextra brings you articles, videos and more on Dwolla. comDwolla is a fintech company that’s been around for a few years now, but they recently pivoted from offering consumer-facing payment apps to providing white-label payment APIs so businesses can. If your label expires and you would still like to consign your items, please go to the “Issues” folder in your alias account and either: Renew your shipping label and ship your consigned items in the same designated boxes. The demand for digital transformation in payments is here. Our talented individuals across the U. To Debit the bank or credit union account(s) linked to your Dwolla account; Suspend your Dwolla account and require your immediate payment; or; Engage in collection efforts. Partnering with a Financial Institution to Access the ACH. Our pre-built platform customized in your brand. Attribute Description _: links An object that contains relevant links to resources in the Dwolla API. Experience the scalability, reliability and flexibility of account-to-account payments. Dwolla’s modern API simplifies the complex process of integrating with the various payment networks to create a single end-to-end solution. If your label expires and you would still like to consign your items, please go to the “Issues” folder in your alias account and either: Renew your shipping label and ship your consigned items in the same designated boxes. List of Suggestions. Dwolla can now be said to provide the payments API for financial institutions. “R08 Failure Test VAN”). Step 2. We're taking an in-depth look at Dwolla. After raising US$1. Dwolla’s API implementation is deployed as a cloud based gateway, including a sandbox for customers to develop and test their applications. By Dalia Ramirez. ZEN’s goal. You will be directed to. com or 1-888-289-8744 if you believe that (i) your Dwolla Account has been accessed without your authorization; (ii) a transaction has occurred that you did not authorize; (iii) a transaction has been processed incorrectly to or from your Dwolla Account or your Linked Payment Account; or (iv) your. The company hinted at its plans for the new. ADVERTISEMENT: ADVERTISEMENT: ADVERTISEMENT: Payments Industry Intelligence. Since your use case only involves sending payouts using Dwolla, it is more easy to onboard the users to Dwolla. To minimize risks associated with ACH returns and fraud, Dwolla functions as a reliable solution for businesses. Integrating with a white label API is ideal for businesses looking to get. This partnership allows our customers to get the best of both worlds. Dwolla uses account-to-account payment technology to help drive the open banking initiatives in the US for connected, fast, and safe payment solutions. In production, this works perfectly to create an account. ACH transactions). in funding over 9 rounds. User Experience Screenshots – You must submit screenshots of the user experience from your mobile app and/or website. On the other hand, Reversals happen when customers request their banks to cancel payments they have already made. Modern businesses need a payments solution that is fast, easy, and secure. Dwolla will also automate your payments and send up to 5,000 payments with a single API request. CASE STUDY: How Dwolla’s White Label ACH API created the ideal payout experience for a retail marketplace Synopsis: According to MarkMonitor, 24% of consumers. Pretty drastic. The return code must be at the beginning of the VAN funding source’s name. For businesses interested in deploying Same Day ACH, the. verify-with-document. Mangopay's marketplace payment solution may be easily integrated into users' designs. You'll need to create an account token in order to create customers, add funding sources, send money, etc. Dwolla, Inc. makstud. V. DWOLLA offers a variety of features and benefits, including low transaction fees, fast payments, and secure transactions. It offers low-cost, real-time payments with no hidden fees. Dwolla starts white-label service, putting name in background . Step 2. The brand has direct access to the ACH network and a seamless API for. is a payment services provider powering innovations with sophisticated account-to-account payment solutions. “So in a weird, twisted kind of way. Reference the. Clients of Dwolla use branded or white-label APIs to verify bank accounts instantly, transfer payments, and keep balances; or route funds directly to bank accounts and routing numbers. Dwolla sunsets Transfer; pivots to white label API. By integrating the Dwolla API, end users on the Koala Platform will be onboarded as a Verified Customer within the API. Take a look at our documentation to learn more about this process. Veridian Credit Union. are dedicated to creating a world that moves money simply and securely – unlocking innovative potential for businesses and their customers alike. Syntax highlighting done via redcarpet and rouge. Solution: With Dwolla’s White Label bank transfer API, RentMonitor can leverage Dwolla’s webhooks to send custom real-time account and transfer status notifications to both tenants and landlords. As a security measure, TCGplayer may, but is not required to, impose transaction limits on some or all. Dwolla’s white-label, developer-friendly API connects to the ACH Network with near-perfect reliability, so moving money is simple, seamless—and significantly more affordable than credit cards. December 1, 2010 [3] Current status. As part of the flow, we want to create a Customer and then attach a Funding Source to the customer. 3. You understand that you will access and manage your Dwolla account through our application, and Dwolla account notifications will be sent by us, not Dwolla. Tipalti is a robust solution that delivers a white-label experience across the globe. e. To make sure that the emails entered are legitimate, due to the white-label nature of Dwolla, you would have to verify the emails via your app. The commission fee includes the seller fee, cash out fee, and shipping. This has given it a valuable, broad-based, non-financial mobile wallet. - dwolla-whitelabel/README. An ACH credit is when the funds are electronically deposited into a bank account. Further, customer complaints from its sellers dropped 80%. It is a great choice for businesses that need to make payments to vendors, customers, and other businesses. Enter this id in the . You agree that in connection with your use of the Transfer Services and your interactions with Dwolla you will not: Plans free and up. Check our step-by-step guide on verifying a bank using microdeposits. My; News; Tiktok; Tag; Author; Ebook. com / 2 min read Get to market faster with Dwolla’s bank transfer API Invest in an integrated payment solution for your platform that allows you to maintain control of the customer experience, while. To make sure that the emails entered are legitimate, due to the white-label nature of Dwolla, you would have to verify the emails via your app. Dwolla is a unique payment gateway provider in that they’re designed specifically for ACH payments. thetechtribune - Jul, 9 2018. A white label is a partnership in which one company launches a product, and another sells it under its brand. Hi @k3lly!I can definitely get your account set up to test with labels. Pros. Create a single integration with Dwolla's payment API . Enterprise Account Executive at FactoryFixIt has a white-label API, which means your customers always interact with the interface they trust — yours. How it works is users sell their items and we keep their funds to either buy items or let them transfer the money earned from selling to their personal bank account. It’s especially handy for companies who want to use bank transfers as a cheaper, easier way to make payments. You understand that you will access and manage your Dwolla account through our Service, and Dwolla account notifications will be sent by us, not Dwolla. A white label solution can help you save money by avoiding expensive fees that would be incurred if you built your own custom payment system.