The Lifetime Income Benefit with the IAV rate of 5. My name is Ryan McNeill. Despite the current volatility in the. 21% and 1. 4 billion in operating revenues and operating income in excess of $774 million,. 50% in Year 10, until they reach 0% in Year 11 and thereafter. Any time you are considering a high-dollar financial decision, it is best to get advice that is as objective as possible from a knowledgeable source. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. Mutual funds are popular because they give investors an automatic layer of diversification, offering investors a choice of funds from among the categories of stocks, bonds, balanced funds, and money market funds. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. With this annuity, there is an annual insurance charge of 0. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. The Annuity Gator’s End Take on the MassMutual Stable Voyage Deferred Annuity Where it works the best: The MassMutual Stable Voyage Fixed Deferred Annuity, while not for everyone, could be a good option if you. Annuity Gator provided the contact with Joshua, and I am glad they did. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). Ouch. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. 4 Comments . Like most “report cards,” this grade is on a scale of A through F – so at the moment, there are at least a few areas where Athene needs to do some work. M. My name is Matthew Taub. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. The Annuity Gator. (888) 440-2468. 2 billion. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. With more than 58% of United Heritage’s overall. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. If you have been seeking more information about annuities online, you have. 5%. And, because of the in-depth reviews that we provide, we have become a highly. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. If you’re still considering the Navigator Elite MVA annuity from. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. Guaranteed lifetime income stream. Fixed index annuities are a type of fixed annuity. The annual charges for these are 0. My name is Zach Poitra. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. This seemingly endless stream of annuity. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. 0 Where it works the best: You may want to consider the Prudential HDLI v3. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. But the tradeoff here is these riders oftentimes require an added expense. The Annuity Gator’s End Take on the Global Atlantic ForeAccumulation ll Fixed Indexed Annuity. For example, on a $100,000 portfolio, the. So, at that time (fall 2021), there is no track record on which to base its performance. The Annuity Gator’s End Take on the AIG / American General American Pathway Annuity Where this annuity works best: This annuity may be a good product for those who are looking for the following benefits: A fixed rate guarantee. So, if you would like to get a better. The growth component of a Protected Growth Annuity is tied directly to market indexes like NASDAQ, DOW, and S&P 500. In fact, within a relatively short time for an insurer. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. We have been doing this for quite a few years now – far longer than our competitors. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. 2 billion in equity. The Annuity Gator’s End Take on the General American Power Select Plus Fixed Index Annuity Where it works the best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works the worst:These include the following: Annual contract fee (if the annuity’s contract value is below $25,000) – $30. 70% for joint life (both you and your spouse. For producing an income for life that cannot be outlived by a surviving spouse. The opportunity for additional, index-linked. Learn More About Me. Best and a Long-Term Issuer Credit Rating of bbb+. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. These contributions are tax-deductible and they grow tax-deferred. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Calculate all of the annuity fees (some annuities have obscure fees). 55%. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. Your broker or plan administrator can set this up for you. 20% for a single Life or 2. And, this money doesn’t necessarily have to be your hard-earned retirement savings. As a source of guaranteed income delivered by a. Annuity Gator is a website that helps you compare and choose annuities from different providers. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. My name is William Seeley. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. The Annuity Gator’s End Take on the Transamerica Income Edge 1. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. Despite the current volatility in the market and the low. The Annuity Gator Blog: Annuities. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. When the market experiences an upward trend, the returns inside the annuity increase. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. Annual withdrawals of 3. Here you’ll find truthful, clean and understandable information regarding annuities. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. Annuities are a unique product in that. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. The minimum fee for this feature is . Beware of these annuity websites. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. I would like to thank Annuity Gator for their honesty, professionalism, and great expertise. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. Annuity Gator. These updates include funds that have been merged into the annuity that was not previously available. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Annuities are not usually associated with the best way for that. Your personal info might be collected and sold to a random insurance. For instance, this annuity can provide you with a personal pension-like income. However, they differ from regular fixed annuities in the way their return is determined. | We simplify the way annuities are. These contributions are tax-deductible and they grow tax-deferred. The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. Plus, if you withdraw funds from the annuity when you are under. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best:At Annuity Gator, we make up a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. I filled out all the paper work, contacted my financial advisor, contacted Athene by phone and waited. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Annuity Gator employs a team of experts who thoroughly research and analyze various annuity products available in the market. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. I help clients all over the country find ways to generate more retirement income while securely protecting their money during these turbulent times. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. We can help you with the following three areas: 1). Read 6 reviews from customers who rated Annuity Gator 1. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. M. The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. For years, we’ve made the annuity comparison process easy and understandable – which in turn, can make the annuity buying process much less. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. Guaranteed lifetime income in retirement. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. That’s where the Annuity Gator comes in. In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. 40%. com team members will personally. My name is William Seeley. We offer this testing for free at Annuity Gator. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Annuity Gator. Annuities Explained. As an example, the Jackson National Perspective II variable annuity prospectus includes updates that were included as of April 24, 2017. Annuity Basics. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. Best, and an A- (Strong) from Standard & Poor’s. This has led some to complain publicly. If you would like to see what is possible for you in terms of generating retirement income, based on your intended retirement age, feel free to contact the specialists at Annuity Gator by calling (888) 440-2468 or by. Despite the current volatility in the. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. The broker openly acknowledges that annuities aren’t for everyone. M. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). We can be reached via phone, toll-free, at: (888) 440-2468 , or you can send us a message through our secure online contact form to schedule a time to chat with one of our retirement income. M. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. My name is Scott Batchelar. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. Despite the current volatility in the. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. 4,789 likes · 144 talking about this. 70% for joint life (both you and your spouse. ) By paying this fee, your money will grow or step-up in a separate account. The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator. 2. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Balanced safety and growth. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. For instance, this annuity can provide you with a personal pension-like income. For instance, if you withdraw more than 10% of the annuity’s contract value within the first full nine years, you will incur a withdrawal fee. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. My name is Robert ”Bob” Gardner. 8 350 total 83% 5% 2% 2-star 2% 1. This annuity tracks the S&P 500 index. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. When the underlying index performs well, a. My name is Mark Newman. 2 Living Benefit Rider The Transamerica Income Edge 1. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . Given this, it is important to consider any annuity a long term financial endeavor. Overall, given the low return that the Allianz 222 annuity has produced of. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. have an annuity question? Our Advisors. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Here, this annuity charges additional fund platform fees that can range from . 0 out of 5. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. The Annuity Gator’s End Take on the Pacific Life Pacific Index Edge Fixed Indexed Annuity Where it works best: Although this annuity may not be the ideal option for everyone, it could be a good alternative if you are seeking the following features: The opportunity for higher growth than that of a regular fixed annuity productThe AccumuLock Indexed Annuity from Farm Bureau is no different. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. At Annuity Gator, our mission is to educate consumers about how annuities work, and how they can provide you with the worry-free retirement you deserve. 12:36 PM, 16 June 2017 . My name is Jason Siebert. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. Consultations with the company are free. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. 10% to . At Annuity Gator, we can help you to narrow down which annuity is right for you – if. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. Read customer reviews of their agents, products, and services on Trustpilot. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . For. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. If you’re still considering the Farm Bureau Select IV New Money 4. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. Annuities are a unique. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. Upstream Life is headquartered in Dallas, Texas. Guaranteed income throughout retirement. So in this scenario, you would actually be guaranteed a rate of 4. For instance, the Better Business Bureau has given Athene an overall grade of C-. The opportunity for index-linked growth. ) By paying this fee, your money will grow or step-up in a separate account. Therefore, if you would like more information on SPIAs and/or you would like us to review an annuity that you already own, please feel free to contact us directly by. The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. The Annuity Gator’s End Take on the Athene Agility 7-Year Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. Share your videos with friends, family, and the worldMYGA Plus. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. What's the biggest question that you have about annuities? *. How to get guaranteed increasing income for the rest of your life. This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. In addition, there is an annual service charge of $35, up to a maximum of $50. When you initially purchase an annuity, funds may be contributed in a number of ways, depending on whether the annuity is immediate or deferred. 85% and 0. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. We can be reached by phone at (888) 440-2468 , or by sending us an. Despite the current volatility in the. Athene USA serves customers in all 50 of the United States. Downside protection. If you would like to learn more about which annuity – if any – could fit in with your financial objectives, just give Annuity Gator a call and talk with an annuity specialist. 35%. 60% a year, and the maximum annual fee for the life of the contract is 2. But that’s not all. Welcome. Income that can keep pace with inflation and market growth. Learn More About Me. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. Headquartered in Newport Beach, California, Pacific Life. Learn More About Me. The representative also went into detail and explained to me the pros and cons of my annuity. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). 75% to 6%, depending on your age and the income. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. Learning about how annuities work is essential for determining whether or not a. In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. As with other annuities, you can “annuitize,” (convert over to an income stream) the 6-year Protected Advantage annuity and. So, if you’d like more information on whether or not an annuity is right for you, feel free to reach out to us directly by phone at (888) 440-2468 , or. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. Best, and an A- (Strong) from Standard & Poor’s. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Competitive interest rates. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. 00%. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. (Then, following the initial guaranteed option period, renewal interest rates. At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. Which sounds really cool at first. How Do Annuities Work. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. We look forward to assisting you. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. So in this scenario, you would actually be guaranteed a rate of 4. One thing not discussed in the report though is the real reason to use annuities (for some investors): to get a guaranteed lifetime income they cannot outlive . The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. Learn More About Me. My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Our annuity experts are also available to answer any of the question or concerns that you. For producing an income for life that cannot be outlived by a surviving spouse. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. The minimum fee for this feature is . These begin in Year 1 at 9%, and they gradually grade down to . This annuity allows you to turn a lump sum of money into a steady income stream right way. At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. For instance, this annuity has ten years of back-end surrender charges. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. (The. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. This is applied as a percentage of the daily net assets of the variable sub-accounts. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. Despite the current volatility in the market and the elevated. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. An accumulation vehicle for someone who needs access to their money. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. As of mid-year 2019, Athene held nearly $133 billion in total assets, with more than $113 billion in invested assets, and over $1 billion in excess capital. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. S&P 500 Performance. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews.